Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Peter

Besides get dog the second best decision I ever mind!

The even covered the cost of Zak's flea collar....I was shocked!
5

out of 5

POSTED: | BY: LINDA

This comprehensive pet insurance is definitely worth having.

I really enjoy the piece of mind knowing that if my pet is sick or injured I will be able to afford his medical care. The only reason I didn't rate it a 10 was because I wish they would pay the veterinarian directly.
2

out of 5

POSTED: | BY: Snowfeather

Mixed feelings

We signed up our dog Bruno for Nationwide pet insurance through my husband's work, because they offered a discount. We have him insured since early 2016. We did not have to file any claim until last year,when he tore his ACL. Everything went great, they reimbursed me right away, no questions asked. I am actually very happy with their plan and customer service. But here is the kicker. I just got my renewal in the mail and they raised my yearly rate nearly $400.00. I called and tried to get a legit answer, because - let's be honest this is beyond ridiculous, and they tried to tell me that it is just simply insurance cost going up. Well, I am looking for a new insurance now. My rate would be going to $95.00/month. That is not happening.
5

out of 5

POSTED: | BY: Heather

Buying pet insurance was the best investment we can make for our pets, Nationwide is the best insurer around.

I have never been more impressed with a pet insurance company. The insurance saved us from possibly having to put our dog to sleep before he was even 2. We wouldn't have been able to afford the surgery he needed and Nationwide was the reason our baby is still with us. The only thing slightly negative thing to say is that it takes much longer than it should for reimbursement.
1

out of 5

POSTED: | BY: Francisco

I was not impressed with the premium increase, since last year.

My last claims were not properly handled. I was never contacted regarding missing information from my claim. I work in the insurance business, and take pride in following up with my policyholders, in cases such as mine. Took almost 2 months to get my claim settled.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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