Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dana Lombardo

So Thankful

I am so very thankful for my pet insurance. I’ve had a really tough year with my little Bridgette Oatmeal and you guys have been with me every step of the way. There is such a feeling of relief that washes over you when you get that explanation of benefits email and you can see how your claim was handled. You guys have all been amazing to work with and have answered all of my questions along the way!
5

out of 5

POSTED: | BY: Nancy Sherman

Having pet insurance for unexpected pet injuries, surgery or I’ll ess is such a good thing!

We have had your pet insurance on our dogs for many years and we are pleased with the way you do business
4

out of 5

POSTED: | BY: Carol

Glad I have Nationwide Pet Insurance

I am so grateful for Nationwide Pet Insurance. I never want to find myself in a position to have to chose about a procedure for my dog or letting her go. I wish you covered Dasuquin. It is essential for older Goldens.
5

out of 5

POSTED: | BY: Ava Hautala

Grateful

We are grateful we have medical insurance on our dog. I became a firm believer of it when I lost a pet to cancer many years ago. I couldn't afford the diagnostics, let alone any medical care. I swore that would never happen to me again. When we got our Bernese, the first thing I did was investigate medical insurance and chose Nationwide. Although my purpose was to be sure my pet was covered when she got older, we have had some issues with her health and having the insurance made everything so much easier. Thank you!
5

out of 5

POSTED: | BY: Randall Porteus

Very helpful getting claim completed.

I made a mistake on the claim, and the person I talked to on the phone was very helpful, so that I could get the correct info from the vet. The amount paid was as expected.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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