Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,558

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carlos

Great service

Very simple to use online and when i needed to talk to someone, they were very helpful.
5

out of 5

POSTED: | BY: Scott

I wish my medical insurance was this good.

So far we are very happy with this pet insurance policy. Our pup is so well taken care of; and it is a group effort now with Nationwide. Our dog is very healthy and even the veterinarian has complemented us on our care for the sweet animal and the fact that we have an insurance policy for her. An awesome insurance policy provided by Nationwide. Thanks to everyone at Nationwide for doing it right!
5

out of 5

POSTED: | BY: David

One less thing to worry about

Nationwide is so easy to work with. Submit the claim properly and they pay.
5

out of 5

POSTED: | BY: Leslie

Knowing I have the insurance allows me to get the treatment my dog needs.

I know I can provide the best care possible for my pet because of the excellent coverage from Nationwide.
4

out of 5

POSTED: | BY: Jasmin

Reliable, if a bit confusing

Accepted claims could do with more information about whether your deductible has been met, how many claims you've had in the current fiscal year, and when the fiscal year ends. Having two pets insured by you, it's not always obvious why I'm getting reimbursed for one claim and not the other.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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