Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sophia Marx

Nationwide paid my dog's emergency surgery claim very quickly

My dog had emergency stomach surgery and it cost us $6,000+. I had low expectations that the insurance would even cover half the amount. I know with our previous plan (basic medical) there was a maximum. We upgraded to major medical a few years ago. They ended up paying about 60% of our claim within a few days, which was awesome. I hoped they'd pay 75-80%, but I'll settle for this amount. They also didn't cover the preventive gastropexy to prevent his stomach from flipping when he eats quickly. The doctor decided to do it preemptively since he was already in the stomach. I would think that this preventive procedure can be covered at least at 50%.. The cost of not doing this procedure could cause far more expensive problems in the future. But maybe this isn't a surgery that they'd pay for anyway, if the stomach did actually flip. Overall, we were satisfied, although we probably reached our maximum payout and won't be able to claim anything else. Having the higher priced major medical plan saved us this time around.
5

out of 5

POSTED: | BY: Michael Beutel

Always there when we need them.

Very helpful with our vet expenses for our Dobie.
5

out of 5

POSTED: | BY: Patty Mottl

Great Pet Insurance best thing for anyone to have.

I recommend this insurance to anyone with a pet. This is the best thing I ever did to help my loving pets. Wouldn't be without it. They are easy to submit claims and fast on the returns. Love the direct deposit .
5

out of 5

POSTED: | BY: Carl Archey

it is worth the money if you start with a puppy

had two dogs one on it. Almost wouldn't cover anything on my 6 year old but covered everything my puppy. So if you start with a puppy it is a good value. Other thing it took 3+ weeks to handle claim. Even when claim is sent the same day. Seems a little to long.
5

out of 5

POSTED: | BY: Ryan

I love that you cover my Service Dog, I just wish it was faster!

I love how much is covered I just wist it was faster!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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