Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shawn Flowers

Efficient, fair, and easy to use.

I feel like Nationwide has done very well by my family. We have 3 cats on Nationwide, and 2 with serious health issues that Nationwide has supported us through without any additional effort on our parts. I would highly recommend using Nationwide coupled with the Vitus Vet app to allow for quick claim entry to ALL per owners as an essential element of your families health strategy.
5

out of 5

POSTED: | BY: Daniel Amar

Glad I choose to have an insurance for pet

Never had pet insurance before, seemed to have not needed it - but the first time I got it out of a whim it really helped us ! Puppy swallowed something a month after got coverage ! thanks for a great service !
4

out of 5

POSTED: | BY: Michelle

Always been pretty good

They’ve always been good about covering everything after I meet deductible. Processing time seems to take longer now than it did a couple years ago though.
5

out of 5

POSTED: | BY: Jenny

Easy to use, definitely worth it!

It's really easy to make a claim once everything is set up, especially with the app. I've been really impressed with the amount that the insurance covers, and am glad we decided to enroll when we first got our dog.
5

out of 5

POSTED: | BY: Susan Galbraith

Surprisingly Pleased

We were reimbursed more than I thought we would be for our dogs issues and problems she needed corrected.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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