Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth White

So glad we have this insurance!

We love our Nationwide Pet Insurance. We have a clumsy pup who is alway tearing his toenails. Without this insurance we would have been drowning in vet bills long ago. We recommend pet insurance to everyone we know. Thanks
5

out of 5

POSTED: | BY: Metissa Avelluto

Great dental coverage!

Great Reimbursement on DDS.
5

out of 5

POSTED: | BY: Jo Comstock

Awesome customer service - well informed via text and emails

Great service! Great coverage and plans
5

out of 5

POSTED: | BY: Wookie

Nationwide’s Awesome!

Nationwide’s been wonderful for me my entire life. I wouldn’t think of changing!
1

out of 5

POSTED: | BY: BT

Wellness Program and regular insurance

Wellness is not worth it on any of their plans. Submitted $200 claim and received $75. I can put the $20 a month into a saving account. I will at least be able to pay the whole amount off. I cancelled this policy and opened a saving account. One catch is that I also own a wellness and health plan for my other dog. You have to meet the deductible (whether wellness or regular claim). I was told that wellness would be like the other plan. I will be moving to another company as soon as this policy expires. I have met the deductible for this year so at least I am covered.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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