Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lee

Wish human health insurance was this good!

Nationwide is fast, efficient and responsive. Claim submission is easy through their app and they keep you updated as to processing time and status. REALLY I wish my own health insurance were this comprehensive and good. The one time i had a claim denied (due to unclear doctor notes regarding my dog's diagnosis), the customer service rep was very responsive in helping me understand how to correct and resolve the claim. Most recently my dog had a serious issue - mast cell tumor - and it gave us tremendous peace of mind to know that we had Nationwide insurance to help us out.
5

out of 5

POSTED: | BY: Roger

Nationwide is awesome. Too bad Human Health Insurance isn't as easy!

Nationwide was very helpful and the claim form on line was very easy to navigate. I was amazed at how much of the visit was covered. Thank you to Nationwide. Thankfully we have only had to use the insurance 2 times for Sophie who is now 9 years old. Great piece of mind having it.
5

out of 5

POSTED: | BY: Grace

Nationwide is Amazing!

Love this insurance. I have both plans for full coverage. Submitting claims is easy and claims are processed quickly. I especially like the caring nature of those on the vetline and the emails following up on my fur-baby's health.
3

out of 5

POSTED: | BY: Sherry

Satisfactory

When i firsy signed up with vpi 5 years ago the turn around time to get paid was mych faster the when i turned into nationwide i got paid much more slowly. Now my monthly rate increased $20! I cant ipgrade to their too policy because my pet gas allergies so she is excluded!
5

out of 5

POSTED: | BY: Kevin

Always a surprise at the speed of their service

Amazing turn around time. Fast friendly people on the phone.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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