5
out of 5
POSTED: | BY: ColleenB
Very pleased with Nationwide
Great communication- thorough explanation of benefits and QUICK reimbursement
4.8
out of 5
Number of reviews 24,757
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kelsey
Very supportive, so happy I purchased insurance through Nationwide
Nationwide pet insurance is true to their word. They reimbursed 90% of a very costly, necessary procedure for my sweet puppy. I don't know if I would have been able to afford it without Nationwide. When I called the customer service team with questions regarding submitting my claim, they walked me through it and made the process seamless. I have recommended Nationwide to everyone I know who has or is planning on getting a dog.
5
out of 5
POSTED: | BY: Kristjanna
I’m so thankful to have had Nationwide Insurance
We were out of the country when we got a call that Wicket would need surgery due to having an umbilical hernia. It was extremely stressful to be on the other side of the world, 15 hours ahead, and not know what was happening to him. When they told us the estimate for the surgery, we almost died at the cost. A small price to pay for him but thank god we had this insurance because it ended up covering a little more than half. I will always recommend nationwaide ort insurance to any pet mom/dad.
5
out of 5
POSTED: | BY: Terry
Filing claim was easy, and I was impressed with response.
The claim form is simple to complete and the follow up was quick. I am very thankful we have this insurance.
1
out of 5
POSTED: | BY: Caleb
Disappointed
Meaty lost his vision rather quickly and through 2 appointments with our vet and some tests it was not determined what the cause was. We were referred to an opthalmologist for additional tests and evaluations without an answer. The opthalmologist did determine that Meaty's eyes were functioning and the issue must be neurological.
After submitting the paper work I was told not much was covered but I could submit doctor SOAP notes. My refund did increase but was still less than expected. One of the reasons being loss of vision not being covered due to old age.
I question the value of insurance when it doesn't cover issues in older dogs. I have been paying monthly premiums for almost 7 years in anticipation of needing it later in life.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.