Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lisa

Nationwide does not Pay for anything other than an annual checkup

I am not satisfied with the coverage Nationwide provides.
5

out of 5

POSTED: | BY: Andrew

Glad to be protected!

Our 3 year old Golden Retriever pups have had a run of bad luck and we we're glad to be protected by Nationwide Pet! No one can prepare for when the dog eats the kids socks (which later become lodged in the digestive tract) or munches on rocks (that break 3 teeth). This family is confident we made the right decision being a Nationwide member. Our policy protected our handsome Golden's and our bank account from what could have been a financially catastrophic event. Many thanks to the Nationwide Pet team for all you do!
5

out of 5

POSTED: | BY: Kenon

Keeping Nationwide Forever

Couldnt be happier with this service... Nationwide saved me when I needed it the most. My dog is so much happier because of it!
5

out of 5

POSTED: | BY: Victoria

Peace of mind

Having Nationwide Pet Insurance has given me such peace of mind. I had to take my cat in to the emergency vet and, while that was a scary experience, I did not have to fear the bill at the end because I knew I had coverage for his treatment. So grateful to have nationwide at my back! Thank you!!
1

out of 5

POSTED: | BY: ANNA

THE ALLOWABLE BENEFIT AMOUNT IS REDICULOUS

I am finding that your allowable dollar amount on illnesses or accidents is totally absurd. You limited my benefit payout to $ 370.00 for Mia and those 2 bills cost me way more than that. . And you held back a ridiculous amount on my Mattie's claim. . I paid more than that in the vet visits for both dogs. Well over 1000.00 in less than 2 weeks.. I pay you each and every month for 2 pets. You don't seem to mind taking my money but then you limit my reimbursement. And I know you have a benefit schedule I was already told that from your representative. when I called. Well the idiot who made up that schedule obviously never had a sick pet. I find this whole thing very unsettling and quite offensive. I don't know how you stay in business? Never mind, I do now, you extort the customers.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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