Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lory Finocchiaro

Good citizen

Haven’t had any problems w insurance. Thank you. But aka gives a 5 % discount for good citizen. So do you do that w proof of passing
5

out of 5

POSTED: | BY: Kathryn McDonald

Overall very happy with Nationwide Pet Insurance

While I would like to have a change in some of the claims features; I am very happy with the service overall. I do recommend them to friends and family.
5

out of 5

POSTED: | BY: Molly

Eyes are better

Fast payment and the ap makes it so much easier
3

out of 5

POSTED: | BY: Kevin Brock

Coverage is more difficult to figure out than human insurance. And that’s sad.

Coverage descriptors are opaque. Levels of coverage are low. Customer service a bit lacking.
5

out of 5

POSTED: | BY: Kelly Skasick

Thank goodness for pet insurance!

Nationwide was very easy to deal with. Simply faxed in vet bill and received an email stating that funds were being deposited. Took about 30 days but not a big deal.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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