Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,589

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Adrienne

Planning to switch insurances

The insurance sold is misleading. On the webpage where you buy the insurance, it describes a bunch of things that it covers, but there is a lot of small print and they don't end up covering a wide percentage of the total bill. For example, it said it would cover vaccines, but then it only covered the first $25 of vaccines that my pet got in a year. I am waiting to get out of this plan so I can switch to another company.
5

out of 5

POSTED: | BY: David

Well worth the money!

This company is well worth the money. They have helped us with our baby's health and we are greatful.
5

out of 5

POSTED: | BY: Chris

This is a great insurance policy and company

I have had this insurance policy for my dog since he was a puppy and it has come through for me every single time. The claims department is efficient and fair. Most of us issues are “routine” but every now and then something comes up and I have never had a problem presenting a claim and having it handled in a timely manner. That’s what you buy insurance for, the claims department. The coverage is excellent and I think the premium is reasonable
5

out of 5

POSTED: | BY: Erica

Definately a must have insurace

This was the best decision after getting my dog at 10 weeks of age. She is now almost 5. She has had MANY trips to the vet for various reasons. The cost I pay per month is so worth it. I get generally 50% or more back after paying for her visit.
5

out of 5

POSTED: | BY: Timothy

Great

Doing a great job for our little boy winston
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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