Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kaylee N.

YOU GUYS ARE THE BEST--THANK YOU!

I previously had Embrace pet insurance and while they were great and had SUPERB customer service, your insurance is wildly better in terms of coverage. I could not afford to give my baby the best healthcare possible if it weren't for Nationwide pet insurance, so THANK YOU for keeping my baby healthy and keeping me from being homeless!
5

out of 5

POSTED: | BY: Rita Martichuski

Customer Service

Have been extremely happy and satisfied with your services.
5

out of 5

POSTED: | BY: M. Fuller

Outstanding Care and Service!

Overall, having pet insurance provides ease of mind whenever our two pups have to see the veterinarian. This insurer makes filing claims and receiving refunds easy and convenient.
5

out of 5

POSTED: | BY: Emily Romph

Organized and easy process but slow response

The claims process is easy and they don’t usually ask for additional information. However claim reimbursements can take 6 weeks or more.
5

out of 5

POSTED: | BY: Marilyn Coffman

Your Customer Service Rocks!!

My insurance claims are easy to complete and send, and Nationwide provides speedy and great service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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