Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lourdes de

1st Claim

Claim processing is fast & easy
5

out of 5

POSTED: | BY: CJ Laiche

At first it wasn’t explained to me how the plan, specifically making claims works, but once I was informed it was great.

My vet had to explain to me how pet insurance works. I wasn’t used to making claims like this. Originally afraid my insurance wasn’t cooperating, but once I figured it out everything was smooth.
5

out of 5

POSTED: | BY: Norma Plumley

Great company for pets

The claims are easy to file, the customer service is friendly and helpful and the benefits are great,
5

out of 5

POSTED: | BY: Alanna

My review

I love having nationwide for my kiddos especially when it comes to their well visits and preventitives. I'm really grateful for nationwide. I wish the processing time for a claim was just a bit quicker. But otherwise I'm happy and plan to have nationwide for every pet I own.
5

out of 5

POSTED: | BY: LaToya Hawkins

Service

I have had a wonderful experience with Nationwide Pet Insurance. My only issue is that it normally takes the entire 30 days for a claim to be reimbursed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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