Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,615

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debra

Thank you for saving Robie

4+ years ago Robie became very ill. After 2 vets didn’t know what to do I took him to a university veterinary clinic. They were also stumped but began to treat the various symptoms. After being on death’s door, Robie is an active & happy dog. He’s had a few relapses but thanks to Nationwide he receives the care he needs. Robie wouldn’t be here without Nationwide. I can’t thank Nationwide enough to be on Robie’s team.
5

out of 5

POSTED: | BY: Lisa

Claim submission extremely easy

I am able to see and manage both policies for each cat at once. This is very helpful. The vet put both of my cats on prescription food and I’m so grateful that this is covered by my policy. Also submitting claims is very easy
5

out of 5

POSTED: | BY: Tins

Great insurance

I been with Vpi pet insurance over 10 years. Never had a issue
5

out of 5

POSTED: | BY: Kristen.

Nationwide is the best animal insurance out there

Nationwide is the best animal insurance money can by. I have seen the miracles that you guys do first hand. Several of my friends have Nationwide and we are spreading the word. Thank you for being on our side.
4

out of 5

POSTED: | BY: nadine

claims take a longer time than it did years ago to get reimbursed

Claims seem to take a longer time to process than it did years ago. Main complaint is that my pets rate has gone up every year as he ages, but then you have a low cut off amounts for one of the main issues that affect older dogs, mine being arthritis. Also don't understand why separation anxiety is considered a "behavioral issue." It isn't for humans. It should be considered a medical issue, which for my dog who is older and is a rescue is a major reason for him being a rescue to begin with. Hard to change what happened in his past when I'm not aware of what that was that caused his "behavioral issue," being a "rescued" dog.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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