Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Brenda

Great Insurance with flaws

You, by far have the best insurance going, but you have some serious flaws that when VPI had it were not an issue. I am not happy with you, or way you can "try" to upgrade to a better plan when it becomes available. My dogs are caught in a catch 22 with this issue and it upsets me. Unlike his human parent being able to upgrade their insurance at renewal time, I am stuck with what I got to like it or not.
5

out of 5

POSTED: | BY: Manny

Thank you, Thank you, Thank you!

Thank you Nationwide pet insurance. When pets are considered as family it's only right to have them covered. Thank you Nationwide for being part of our history for Cookie!
5

out of 5

POSTED: | BY: Selene

Amazing!

I love this pet insurance!! I had to take my baby to the animal hospital because he was limping and had severe diarrhea. The vet bill was expensive but we submitted our claim and received majority of our money back. I’m so thankful my fur babies are covered with this insurance.
5

out of 5

POSTED: | BY: Phyllis

Nationwide Pet Insurance is great!

I've had insurance for my dog Maya, and for a dog before Maya. The insurance enabled Maya to get expensive, but needed knee surgery. They pay promptly and fairly. I'm so glad I took this coverage.
5

out of 5

POSTED: | BY: Pauline

So glad I purchased health insurance for my two cats 13 years ago; worth every dime I've paid for 13 years.

Always very pleased with how much Nationwide pays towards every claim I make.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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