Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beryl kreisel

Nationwide Health works perfectly for my 3 dogs.

We couldn't be happier with the service and the coverage for our dogs.
5

out of 5

POSTED: | BY: Daniella

Easy to submit claims and checks come quickly

It's so easy to submit claims via email and the prefilled claim form. I almost always get a portion back and the checks arrive quickly.
4

out of 5

POSTED: | BY: Jamie Groban

Service not as good as expected

We purchased Nationwide pet insurance about a year ago at the suggestion of our veterinarian who said that many of his clients have been pleased. We have had a very mediocre experience thus far. One of the claims took 3 times to actually receive the check. Payment processing time is much longer than it appears to be from the claim processing time. Furthermore, the annual premium went up by 150% for the second year despite saying that it isn't related to claims. I have a family member who has a different pet insurance and had a good experience following hip replacement surgery. Wish I had gone with that company instead. Definitely looking around to consider whether we will continue with Nationwide in the future.
5

out of 5

POSTED: | BY: Kurt Schoknecht

Excellent experience all around

Both of our dogs have been insured by Nationwide for nearly 8 years and interactions have always been excellent. The coverage is comprehensive, almost every vet visit is totally or close to totally covered, the claim process is simple and we have never had a single issue with the reimbursements. It’s a pleasure to deal with their representatives on the phone or web, and our claims are always processed quickly and fairly. From now on, all our dogs will have Nationwide policies from Day One!
5

out of 5

POSTED: | BY: Susan De

Excellent customer service !

Nationwide has provided my pup with the best care. Claims are paid in a timely manner and with no questions. Thank you Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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