Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne Mennel

Top of the Line Insurance

I pay a higher premium, so I expect the best coverage & treatment.
4

out of 5

POSTED: | BY: Tanya Nobles

Great Customer Service & Easy Claim Filing

Great company! Sometimes I wish they included a few more things on my policy, but overall I’ve been very happy with them.
5

out of 5

POSTED: | BY: Mary Wertheim

Nationwide is doing a fine job for us.

We use Nationwide because it has been there when needed. For example, when our Chihuahua, Herman, was diagnosed with pancreatitis, it turned out be a lucky thing for him. Our vet took x-rays and told us that Herman had to be treated immediately for the disease. However, x-rays revealed multiple stones that would have to be dealt with later. Our vet's office submitted a claim for the pancreatitis treatment that was processed and paid in very good time. In March of this year, Herman had the operation that removed 24 stones, Again, a claim for the operation were filed by our vet's office and paid promptly. That is what Nationwide is for and I recommend the company to my friends. We have two Chihuahuas, and we love both of them. Keeping them healthy is a priority, and we are glad Nationwide is their insurer.
5

out of 5

POSTED: | BY: Ellen

Glad I have insurance

I am so glad I had pet insurance for my 9 1/2 yr old German Shepherd after she tore her ACL and then had a surgical site infection. Filing claims and receiving automated payment was so convenient.
5

out of 5

POSTED: | BY: Harry Brown

Nationwide care

Claims processing excellent

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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