Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

very pleased

Very pleased overall with my pet insurance on my 6 month old. The reason for loss of one star is due to the fact that re-enrollment during the company open enrollment period was very confusing (and I'm still not certain we are enrolled properly for next year)
5

out of 5

POSTED: | BY: Daniel

Charlie’s doing great

Thank you for the follow up email. Charlie is doing much better and is much happier after his recent visit at the vet. My claim was covered at 90% as promised and that makes me very happy as well. It’s nice to know that when an expensive bill comes up, nationwide is there to reimburse me 90% after deductible.
5

out of 5

POSTED: | BY: Christina

I recommend you to all my friends because of the service, the ease and the coverage provided.

see above
5

out of 5

POSTED: | BY: kimberly

Quick turn around

I have had pet insurance since 2008. First it was VIP then Nationwide took it over. With in the last year the turn around times for claims has greatly improved.
4

out of 5

POSTED: | BY: Celeste

No itemized lists!

Your need for itemized claims is unnecessary especially when submitting via the app. Claims processors should be able to look at receipt dates, etc and figure it out.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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