Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dianne

I so appreciate this insurance for Winston as he has some skin problems that has resulted in multiple surgeries.

Nationwide is a great pet coverage company. They cover Winston from the tip of his nose to the tip of his tail. I do wish they would do something about the monthly premium... it's a little high.
5

out of 5

POSTED: | BY: Gloria

No Hassel

This is the first time I have ever bought insurance for a pet. Maddie is my fourth lab and for some unknown reason I decided to get Her insured. It was a great decision on my part. Nationwide Pet Insurance has been very helpful in helping me to keep Maddie healthy. She has had some medical issues including being attacked by a German Shepherd requiring both back knees to be surgically repaired. She has also had more than a few allergy issues as well as some skin abscesses. In all these cases NPI has come through for me.
4

out of 5

POSTED: | BY: Carol

Dory Follow-up Survey

Dory’s premium rate increased too much for next year.
5

out of 5

POSTED: | BY: Debbie

I'm glad I have insurance my dogs.

Insurance is very easy to use.
5

out of 5

POSTED: | BY: Dawn

Excellent with the big details, not so much with the little

My dog and I have had your insurance for two years. It has been wonderful. The ease of getting customer service, reimbursements, and excellent coverage. Although it may not be a big deal, receiving an email when it is my dog's birthday does say a lot about a company that cares about us even when we are not needing you at the moment. Rose has been overlooked for two years.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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