Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Aimee Hanrahan

Very easy to file claims and quick turnaround time

I decided to get that insurance after hearing about some of my friends and family members running into situations with their sick pets. I chose nationwide because they have a wellness and illness policy that was a very good price and gives me extra peace of mind . The reimbursement process is very simple when using the app. Claims are paid very quickly and I’m definitely happy to have this coverage.
5

out of 5

POSTED: | BY: Gerry Harvey

This has to be one of the easiest claims and payment I have ever received. Wish my health insurance was this fast and easy

We visited the vet on September 29th. I submitted the claim when I got home and the money was deposited into my bank account on October 4th. I wish my insurance was that fast and easy to process.
5

out of 5

POSTED: | BY: Cynthia Sims

Signing CoCo up with Nationwide Pet Insurance was the best thing I done for her.

I would and have recommended Nationwide Pet Insurance to others. The pet care and ease of use is second to none. I don’t know what I would have done had Nationwide Pet Insurance had not had our backs. I cannot Thank You enough.
2

out of 5

POSTED: | BY: Marsha Braseale

I wish I would have done more research into finding a pet insurance!

We have a English Bulldog and before getting him we knew to get insurance due to their health problems! We chose Nationwide by word of mouth. It seems to pay on the small claims ok but we have sent claims in for some higher dollar claims and seems it takes the 60 days to review and we have not got reimbursement on those as of yet??? We always have to send the vets notes for additional information which is fine but just prolongs the process. We always pay our 50.00 every month but seems when its time to pay on big claims example eye surgery Nationwide not so willing to help! Another example is our English Bulldog had descending testicles and also cherry eye and Nationwide said both not covered (400.00 charge) after our vet wrote extensive letter explaining these surgeries where necessary still NO payment! We have just filed a 586.00 claim and a 680.00 claim for two separate eye surgeries so we will see how they pay on these!
5

out of 5

POSTED: | BY: Bridget Phillips

Nationwide is the best

Nationwide always checks in to see how max is doing and has never given me an issue with my claims. They are timely and I am so happy with them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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