Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tara

I wish medical insurance was this easy

The claims process was easy and simple. I was so pleased with the turn around time for processing and the actual claim payout. This made my pets unexpected injury which was so stressful that much easier to deal with since I didn’t know how I would afford the cost.
5

out of 5

POSTED: | BY: Christian

Ease of doing business

I never even have to contact them. The vet submits, I get emails throughout the claim process and then reimbursement. Now if only Human medical claims could be so easy!
5

out of 5

POSTED: | BY: Alison

Nationwide has been a really terrific company to work with!

I am so grateful that I have Nationwide Pet Insurance! I am able to comfortably take care of my dog, Dublin, knowing that the insurance process is easy and efficient! Thank you! I recommend this coverage to everyone!
5

out of 5

POSTED: | BY: Alyssa

Very happy with my insurance options and the reimbursement process, so easy!

Insurance options are excellent and the process for reimbursement is a breeze!!
5

out of 5

POSTED: | BY: Beth

Payment Was Quick and Fair

I'm so glad I have Nationwide. Hank has terrible allergies and is accident prone. In the short time we've had him, Nationwide has paid some fairly hefty claims. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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