Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Amber

The reimbursement takes FOREVER

You have to pay upfront and get your money back after the claim. However, the claim takes the company about a week to even review the claim even though I provided the recipe. Then after that I waited another two weeks to get the check in the mail. And the other option of getting direct deposit is not easy. You have to create another account for a bank I don’t have and then it gets transferred there then transfer that to your account. It’s definitely not easy. I appreciate that Pet insurance exists because it’s helpful for you and your pet, but I think they should of updated their system to make it easier and faster by now.
5

out of 5

POSTED: | BY: Kate

We're very grateful for this insurance.

We recommended this company to our friends who recently got a puppy. We have 2 dogs that have the insurance and are very happy we purchased it.
4

out of 5

POSTED: | BY: Derek

Slow payment

Filed claim and then had to get all previous records to show not a preexisting condition. Notified it would be paid and saw copy of check in email but still have not seen actual check
5

out of 5

POSTED: | BY: Carol

We are so grateful we have Nationwide!!

Our little Henry had to have surgery on his legs recently. If we didn't have Nationwide Insurance we would have been strapped to afford it. He would have suffered all thru his life. Thank you Nationwide for loving Henry almost as much as we do. You bless us.
5

out of 5

POSTED: | BY: David

Fast, easy to use web site.

We used Nationwide for our Pet insurance for 3 years. They have always been prompt in processing Indys claims, the web site is easy to use. I would highly recommend them.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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