Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

My claim was processed quicky and efficiently

Great service and my claim was handled perfectly
5

out of 5

POSTED: | BY: Elizabeth

Terrific

Love this pet insurance company. Claims are easy to file, they send email confirmation they received your claim. Direct deposit is fast and easy!
5

out of 5

POSTED: | BY: Janice

Wonderful Experience

I signed my dog up for insurance about 6 months ago hoping we wouldn't need it but she managed to ingest a whole walnut and needed surgery to remove it. I was very impressed that Nationwide paid us within days of submitting our claim. We got 90% minus the $250 deductible. It was so comforting to know that we could make a decision on her treatment without worrying how we were going to pay for it. I would recommend Nationwide to anyone who has a pet.
5

out of 5

POSTED: | BY: Rochelle

I give Nationwide all 10s!

Nationwide has exceeded out expectations for insurance coverage. Unfortunately, our French Bulldog suffered a ruptured disc. Nationwide has handled our claims seamlessly.
5

out of 5

POSTED: | BY: Margaret

I really appreciated having help in paying for this surgery things are so expensive in caring for your pets.

I received my payment in less than 2 weeks. With everything going on in the world now with Covid 19, I was glad to be able to have the service done.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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