Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lorna George

Good coverage and great service is why I use Nationwide to insure my dog’s health.

My claims are Simple to file, processed very quickly and I have been very satisfied.
5

out of 5

POSTED: | BY: Kerri Shafer

Your company has truly been a lifesaver

I am so thankful I choose to enroll my animals in your insurance through my employers benefit plan. It’s truly helped us in our time of need twice now by allowing us to get the testing and services needed we otherwise couldn’t afford without insurance helping to pay.
5

out of 5

POSTED: | BY: Anne McGill

Excellent Customer Service and Claim Processing

Our dog has been insured with Nationwide for the past few years. We have always received quick responses and very fast claim processing, much faster than typical insurance companies. Reimbursement is exactly as described in our policy and we have never had to dispute a claim.
5

out of 5

POSTED: | BY: Beth

I've never had a positive experience with an insurance company until Nationwide

Seriously. Nationwide has been easy to work with and navigate. They are incredibly timely with insurance refunds and I cannot recommend them enough! I try to get all my friends and family with pets signed up!
5

out of 5

POSTED: | BY: Jolynne Batchelor

When my dog got really sick, I was very impressed with the speed at which my claims were processed.

Thank you! Getting my reimbursements for big expenses so quickly was tremendously helpful.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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