Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marco Iglesias

Quick and Easy

Our cat Bam Bam was in critical condition and rushed to vet. Worried about high cost of services was mitigated by having pet insurance. Filed claim with Nationwide and within weeks 90% coverage for surgery and medication was compensated. Huge relief for all of us. Bam Bam has returned to his normal self.
5

out of 5

POSTED: | BY: Joyce Mancillas

Amazing

Thanks so much for all you do. This claim was paid within 48 hours.
5

out of 5

POSTED: | BY: Danis

Fully Satisfied Cat Parent

Once again, Nationwide Pet Insurance (formerly VPI) did a great job processing our claim quickly (within 2 days) and sending payment quickly (within 1 week). We have had this insurance since we adopted our cat almost 6 years ago, and we have not regretted it! It is very comprehensive in terms of the coverage and we have found the claim process to be very easy. This insurance has saved us quite a bit of money and provided peace of mind of us as "pet parents."
5

out of 5

POSTED: | BY: Nancy Burke

Awesome hassle-free service and process!

I no sooner enrolled and then just a few months later my dog was diagnosed with Cushing’s Disease. They paid the claims without hesitation. Thx for removing the stress during a difficult time!
5

out of 5

POSTED: | BY: Leslie Suzemore

Nationwide is efficient and informative when handling claims.

All claims are submitted by my vet to Nationwide which is very convenient for me. Nationwide keeps me informed during the process and explains the outcome.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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