Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joan

thank you for giving us confidence to get our puppy the care she needs

With the Nationwide pet insurance we don't hesitate to get our beloved puppy the care she needs. Its been decades since we have had a puppy and never this breed so we feel like brand new parents all over again. This insurance makes it so cost is not a consideration in whether we need her to be seen by the vet.
4

out of 5

POSTED: | BY: Don Zanotti

I haven’t had a problem with company

I haven’t had a problem as of yet. I wish they covered more and the cost was less since I am retired and 80years old. I have and I will recommend this company to others
5

out of 5

POSTED: | BY: Diane Vaughan

Wonderful insurance!!

I am very pleased with the ease and comfort of submitting claims. It has really helped me with knowing I can take my dog to the vet and not be overwhelmed with paying the bills! Thank you so much!
5

out of 5

POSTED: | BY: John Williams

Nationwide cares by efficiently approving and following up on pet health maintenance.

With the app, we are able to submit our claims and Nationwide provides timely updates, confirmation of coverage (& how much), and prompt reimbursement. I have been very appreciative and comforted by their pet support!
5

out of 5

POSTED: | BY: Cathy Hoye

Wish all my insurance claims were this easy...

I am so pleased with Nationwide's Pet Insurance, particularly the mobile app! My claims are processed within 1-2 days and the money is on the way to the bank! I've got Nationwide Pet Insurance on both my schnauzers -- a breed that tends to have a lot of tummy issues. If I was paying their total vet bill out of pocket, I wouldn't be able to afford to keep them both. It's a real relief when I take them to the clinic for an emergency, knowing that I don't really have to worry about how much it's going to cost to get my little ones well again. Great job, Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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