Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina Danielle

Amazing customer service and seamless claims process

Every rep was caring and empathetic while collecting necessary information and guiding us through the process. They made a super scary and stressful time easy. We felt completely supported!
5

out of 5

POSTED: | BY: Amber

Fast response and reimbursement!

I cannot believe how fast I was reimbursed. My cat had a serious UTI that required multiple visits and medication. Once submitted I received a reimbursement 4 days later! What would have cost be over $1000 out of pocket only cost about $300.
5

out of 5

POSTED: | BY: Nancy Brent

Getting the best care for our dog

Nationwide has helped us get the best care for our dog. Our first dog had pre-existing conditions so couldn't have health insurance. We did what was necessary for her anyway, regardless of not having health insurance. But with Lexi, it is wonderful to be reimbursed for treatment for her well-being and when she has a specific problem. Thank you!
5

out of 5

POSTED: | BY: Deb

It’s sad when your pet’s health insurance is better than your own....

As a pet owner of two American Bullies, the responsible thing to do is provide them with health insurance. Nationwide has provided comprehensive coverage at a fair cost in comparison to other products I reviewed. Prompt reimbursement for all claims I have submitted over the 6 years as a customer.
5

out of 5

POSTED: | BY: EvalynnBarnard

Great insurance when in need.

Thank you for a simple and quick process.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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