MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 597

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.7
  • 4.5
  • 4.6
  • Count
  • 38
  • 262
  • 597

Updated: May 29, 2024

As one of Fortune magazine’s 2022 “World’s most admired companies,” MetLife is proud to have helped people protect what matters to them for 100+ years. MetLife Pet Insurance continues that tradition with a dedicated team of pet advocates who have been passionately serving pet parents for over 15 years. MetLife Pet Insurance offers pet parents an exceptional product from a best-in-class insurer at an affordable price — focused on flexible product offerings, competitive rates, and innovative policy benefits.
1

out of 5

POSTED: | BY: Kerry

Long wait time for reimbursement

This company takes SO LONG to reimburse claims. If your vet’s notes are not written in a dummy proof way where each element of the SOAP (subjective, objective, assessment, plan) is listed implicitly the claim review team can’t seem to figure it out. I am waiting on about $2000 worth of reimbursement and have been for 3 weeks. I have resubmitted notes as requested and have gotten zero progress on my claim. They won’t even pay out if you go to your primary vet for a new issue. Only seem to pay out for specialists if you have the accident and emergency plan like I do. And I pay $156 a month for the pleasure of this frustration.
5

out of 5

VETERINARIAN: Al Lynn animal hospital

POSTED: | BY: Maryann Mazza

Love Met Life

I have two dogs and I’ve had nothing but great experiences with Met Life , the claims are done in quickly manner , the customer service is excellent.
5

out of 5

POSTED: | BY: Renee Astor

Metlife is TOPS

I work in the veterinary field where I am exposed to many pet insurance companies that our clients have enrolled in. Metlife is stellar in all areas especially in their phone presence. Last year we rescued a 5 month old puppy when 9 days later he chewed up a wooden hair brush, a pen, box of tissues and part of a book. Due to the sharpness of the pen and brush he had to have full surgery. MetLife did not question any of the process and reimbursed us the 90% that we had enrolled in. We highly rec Metlife and are customers forever!
1

out of 5

POSTED: | BY: Kimberly Scantlin

Claims service is HORRIBLE AND THEY LIE

I have 2 pets insured with them and up until recently they were good. My puppy had surgery and I submitted a claim on 8/16 and was told times that it was processing and then the following day they couldn’t find it. I had to resubmit and it is still pending. I have asked for help and can’t get anyone to help me. After this processes I will be moving my pet insurance elsewhere. I have been lied to too many times.
5

out of 5

POSTED: | BY: Debbie Hendrix

Great Pet Insurance

Very happy with MetLife Pet Insurance. Easy to submit claims and fast turn around. Great customer service.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

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