5
out of 5
POSTED: | BY: Susie White
Easy good price
Easy good price
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
5
out of 5
4
out of 5
POSTED: | BY: I.E.
Quick Reimbursement
I did a lot of research on pet insurance before I signed with one and I'm glad I did. MetLife has really met my expectations. They have never denied a claim & their reimbursement time is pretty quick, which is really important as you have to pay up front for your pets vet bills up front. The claims submittal process is at first daunting, but once you get the hang of it, it is super easy. My only pet peeve (and hence the 4 stars) is if they need more information to complete a claim or follow through, they never have contacted me nor my vet to obtain further information/documentation. They literally just stop processing the claim in hopes (this is my belief) that you will not really notice and then before you know it the 90 day grace period has lapsed. That is why after I submit a claim, I check every couple of days what its status is, just to make sure the adjustor is not "sitting" on it. Be proactive and follow your claims closely because MetLife will not follow up after you. Other than that, they have been great in every other way.
5
out of 5
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!