4
out of 5
POSTED: | BY: customer
Response and tracking of claims
Response and tracking of claims
Read more on Trustpilot
4.6
out of 5
Number of reviews 5,950
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Alexa Lynne
Great Pet Insurance
We’ve had MetLife pet insurance for a few years now for our dogs and we are happy with their service and speedy time to reimburse us! My mom also had her cat under their insurance. I recommend them to people who have pets!
5
out of 5
POSTED: | BY: customer
Made chemo possible for our dog
Appreciate the ease of the app & the coverage we're receiving for our dog when she (& we) needed it most.
3
out of 5
1
out of 5
POSTED: | BY: Giftly Customer
I was denied coverage for a qualified…
I was denied coverage for a qualified expense that I incurred this benefit year. MetPet said that the submission would be untimely as it fell outside of their plan time frame. It was an honest error due to my vet bill first listing a service charge that is not covered followed by two that are covered, a wellness check and and an Rx medication. I don’t understand why MetPet “timed me out” since the service occurred during the current plan year. This has soured me to an otherwise good experience with MetPet.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!