5
out of 5
POSTED: | BY: Anna
LOVE Lemonade Insurance!
Couldn't recommend Lemonade enough. Great coverage options and SO insanely easy to file claims and get reimbursed. Love it!
4.8
out of 5
Number of reviews 827
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Jose
Peace of mind
The whole process is super easy to be done , the claim process and all information related to the insurance and coverage are easy to understand and applying.
5
out of 5
POSTED: | BY: Victoria
Customer service
Lemonade has helped us save so much money. Without it, I honestly don't think we would've done surgery without insurance for our furbaby. They make it so easy and smith to file a claim, and it doesn't take long at all!
5
out of 5
POSTED: | BY: Monica
Made easy
We opted for wellness coverage witb out new rescue pup. She’s you g snd will hopefully be around for a long time. Lemonade has already served us well for getting her up and running on her shots and exam, snout to tail. Super easy to use and proving itself worth it.
5
out of 5
POSTED: | BY: Anne
Easy to file claims and great customer service
Our 7 year old dog Bunkie had IVDD, a herniated disk in his spine, and was paralyzed in his back legs. We took him to the animal hospital and he had emergency spinal surgery which was very expensive. After surgery, it was quick and easy to submit a claim using the Lemonade app. The claim was approved and I received payment within a week which covered 80% of the total bill. Follow up appointments and medications were also covered. Overall, I am very happy to have Lemonade insurance for Bunkie.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet