5
out of 5
POSTED: | BY: Nancy
Fast, easy to access, and excellent service
Excellent service and fast fund transaction. Soo easy to place claims. The best pet insurance ever!!
4.8
out of 5
Number of reviews 834
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Kylr
Quick and Easy
Very quick and easy to file a claim and get your money back! I would suggest it to anyone!
5
out of 5
POSTED: | BY: Maeietta
Great service
It has been a blessing to have Lemonade Insurance. They have been great paying claims and also the reps have been so nice and caring.
5
out of 5
POSTED: | BY: Rylie
So friendly, fast and efficient! Very pleased!
Very easy service! Reimbursements come back instantly. I have been very pleased with this insurance company. Thank YOU, it offers sound piece of mind knowing my puppy is taken care of.
5
out of 5
POSTED: | BY: Christina
Best Choice I Made for my Furbaby
So glad I decided to get insurance for my dog and that I selected Lemonade. Submitting claims have been easy, this is such a big plus when you have a terrier puppy that explores everything with her mouth. Everyone I interacted with has been super helpful and always quick to respond.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet