5
out of 5
POSTED: | BY: Melanie
I was pleasantly surprised with the good service I received. Thank you!!!
I am so glad I signed Harry up with Lemonade Pet Insurance. We have been well taken care of. Thank you!
4.8
out of 5
Number of reviews 818
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Soo
Super Fast and Easy
Super fast and easy filing claims and getting paid through ACH.
5
out of 5
POSTED: | BY: Kim
Quick and easy
I've never had pet insurance before. I was always told they take your money and never cover. So far I'm extremely impressed with Lemonade. Everyone I've dealt with have been great!!
5
out of 5
POSTED: | BY: Jennifer
Lemonade helps me give my pet the best healthiest life ever!
Lemonade is wonderful! The people are so super friendly and helpful and timely and they truly love your pets like you do! The claims are easy to file and they are thorough and efficient. They are fast at helping you and getting your funds back to you! They are awesome!
5
out of 5
POSTED: | BY: Katarina
So quick, easy and straightforward to make a claim!
Lemonade insurance is affordable, easy to use and straightforward too. They make the policy easy to understand and claims easy to make. My wellness claim was approved instantly! Highly recommended Lemonade as an insurance provider.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet