5
out of 5
POSTED: | BY: Leah
Fantastic
Worth the price! Fast and efficient. 10/10 would recommend
4.8
out of 5
Number of reviews 818
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Alan
Great Insurance - Fast Claims - Great app!
I'm very happy with this insurance. Reasonable price compared to others. I enjoy dealing with them. Thank goodness we haven't had an accident or illness, but from my experience with dental, vaccines, and wellness check they have been excellent. Highly recommended.
5
out of 5
POSTED: | BY: Sarah
Easy, fast, efficient and friendly
Easy, fast, efficient and friendly
5
out of 5
POSTED: | BY: Marisa
quick, straightforward, and FRIENDLY customer service
Working with Eileen on Josie's claims is such a breeze! The app makes it easy to collect document uploads. Straightforward claims like prescriptions were refunded instantly! Even the more involved claims went smoothly. Eileen emailed me at every step of the process. She asks questions about my dog's wellbeing, which makes us feel valued and cared for. Eileen resolved our claim in a much faster time frame than promised. Thanks Lemonade!
5
out of 5
POSTED: | BY: Linda
First Timer - pet insurance and first claim
I have had many dogs in the past, no insurance, and have incurred large expenses over the years. With my new addition, i decided that doggie health insurance would be a good idea. I hope to never use the accident and illness portion but as ever pet owner knows, things do happen. I did add wellness to my policy and was able to recently use it - the process was simple, quick and easy. As of today, i certainly would recommend, first pet insurance and second, Lemonade.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet