Lemonade | Pet Insurance Review

When David was my claims processor things went well-informative, responsive, and quick. Now Jess is handling my claim and I haven’t had an answer since 9/27–it’s 10/13 today- and no one is responding to my request for information yet. My dog is scheduled for surgery and I wonder if this is how it goes for a C/T scan, what will happen with my future claim!? Frustrated. Just keeping me informed would do a lot.

Simple and easy to understand policy information. Quick claims processing. Great coverage options.

In my review I complained about inability to reach a human. In going through my inbox, I found a message from a human which I had not seen. It was asking me 3 specific questions. I'd like to retract the review I just wrote; I would like you to not approve this one. I will write another when my outstanding claim is either approved or denied.

Very disappointed. Lemonade has paid out two small claims, and a third is in process--and has been in process, for weeks now. The insurance is reasonably priced, but the claim experience is an ordeal. Essentially the consumer has to do the work the veterinary office would normally do in submitting the claims. Two of my three claims have gone into "Lemonade Limbo." Any attempts to contact customer service result in a response from a chatbot. Chatbot messages forwarded to "the team" will get a generic email signed by a human, but it is only a boilerplate message. "You will hear from us soon." They need to use another word, because over three weeks is not soon. There is no way to talk to a person, so the claim process is unsettling. Ease of claims and rapidity of payment are what Lemonade sells, but that has not been my experience.

Great customer service!