5
out of 5
POSTED: | BY: Brandar
Quick and easy insurance experience.
Great company! looked at a bunch of pet insurance plans. They were priced well and had policy language that was favorable. .
4.8
out of 5
Number of reviews 818
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
4
out of 5
POSTED: | BY: Gregory
Great product, just one issue
Getting detailed notes from the Vet can be a hassle and they tend to not be very proactive or follow through. You would think the invoice would be enough with the diagnosis there.
5
out of 5
POSTED: | BY: Patricia
Great Customer Service
I was happy with the great feedback and customer service. They answered all my questions and were helpful.
5
out of 5
POSTED: | BY: Brook
Great Service!
Lemonade is amazing! I was reimbursed minutes after my pet's vet visit! No hassle at all!
5
out of 5
POSTED: | BY: Huy
Easy and smooth insurance claim
Easy and smooth insurance claim. Agents were friendly, helpful, and responsive.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet