Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Natasha Wickham-Benn

Easy, dependable and caring.

I like how easy it is to submit claims and get reimbursed. It is also very nice to receive emails from them checking in on how our baby is doing.
5

out of 5

POSTED: | BY: Tania

I am so grateful for Healthy Paws!

They are so quick to reimburse and very fair and transparent. I can’t recommend them enough! So glad I got this insurance for my golden!
5

out of 5

POSTED: | BY: Tania

Gold Star Company!

They’ve made my life so much easier by providing coverage I can count on. Fair and transparent and easy to work with. They truly care about your fur family!
5

out of 5

POSTED: | BY: Suzan Preiksat

We Have Received Quality Service from Healthy Paws Insurance

We highly recommend Healthy Paws Insurance. Filing a claim is very easy and Healthy Paws is extremely prompt in acknowledging and then processing and paying the claim. They have helped make a difficult time in our home more bearable.
5

out of 5

POSTED: | BY: Muriel

Amazing service that allows me to provide my cat life-saving care

I have Healthy Paws insurance for all 3 of my animals. Only last year did I have to actually file a claim, and since then I am not sure what I would have done without them. My cat went into heart failure and was diagnosed with a progressive heart disease requiring daily medications, blood work every 3 months, and repeat echocardiograms. None of that is cheap but it is necessary to give my cat the best chance at a comfortable life for as long as possible. I submitted my first claim after owning her for 4 years so there was a lot of medical records to go through. It took roughly a week to review and have my first claim approved, but the company kept in touch and kept me updated on the progress. After that, it was so easy to take a picture of my invoices and submit a claim on my phone via the app. Reimbursement would arrive within days directly in my bank account. I absolutely recommend Healthy Paws to anyone interested in pet insurance (and I highly recommend pet insurance in general!). They have been so incredibly helpful and quick to respond, and they have made the whole process super efficient. I am so grateful that I don't have to worry about whether I can afford lifesaving care for my pet thanks to them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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