5
out of 5
POSTED: | BY: Stephanie L.
Easy to file claims, easy to get reimbursed
I have had Healthy Paws for four years now. I have never had to use it extensively until now. My dog had a cancerous tumor and recurring UTIs. Over the course of three months, she wracked up $2,000 in medical bills. This insurance has covered most of it. I think I ultimately paid $800 out of pocket in order to reach my deductible. Now that I have hit my deductible, I no longer worry about the cost of treatment. I can focus on getting her whatever care she needs. It is such a relief to have pet insurance at this time.
I paid about $30/month for four years. Even if I had stashed all that money into savings, it would not have been able to cover my dog's medical expenses over the past three months. Plus, having insurance gives me peace of mind that I can give my dog whatever care she needs going forward. It has even changed the conversations I have with my vet around her care. Knowing I can spend the money for chemotherapy, drugs and surgeries means we can try treatments that give her a better chance of going into cancer remission.
My claims are usually reviewed within a day, and refunds are issued within five days, but often sooner than that. I have never had an issue getting them to cover medical expenses. Filing a claim is easy. I just send them a picture of my bill through the mobile app. I honestly could not be happier with this insurance company.
I did a lot of research before choosing a pet insurance. I know some companies are willing to take your money each month and then not cover procedures that they should. I am so happy I went with Healthy Paws. I tell all my friends with pets that pet insurance is a worthwhile investment.