Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Chelsie

It was such a relief knowing we have Healthy Paws when our dog got sick!

Our dog got really sick with pancreatitis during COVID-19 and we were a complete wreck. To top it off, we had lost most of our income. Murphy had to be in intensive care for almost a week, and we weren't sure how we were going to get through it financially. Fortunately, healthy paws was SO QUICK in responding and helping us out, and they processed our claim and we had reimbursement checks within a matter of a few days. I am so grateful we had healthy paws for this experience.
5

out of 5

POSTED: | BY: Michelle Melino Maione

Healthy Paws Pet Insurance review

Healthy Paws Pet Insurance review Healthypaws has been a lifesaver this past year for my 4 year old Golden Retriever. I noticed her on and off limping for a while, and eventually after seeing a few vets, learned she had a torn ACL. The surgery was estimated to cost $4,800, along with the costs of all of the pre-work and post therapy. Healthypaws was prompt at responding to each claim leading up to the surgery, which gave me confidence that the surgery bill was not going to be issue. My large claim was processed within 2 days of submitting, and I have since received personal follow up emails checking in on her recovery. The app made it super easy to submit the claim, as well - took about 2 minutes total. Through all of the stress of the surgery itself, it's been a huge relief to not have to worry about the potential debt the procedure could have put me in if it wasn't for Healthpaws. Thank you for the support, Healthpaws!
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1

out of 5

POSTED: | BY: Bev

HORRIBLE

HORRIBLE. My dog has allergies. In Florida my rate was $38 / month. I moved to North Carolina and they doubled my rate YET A NEW CUSTOMER IN THE SAME CITY WOULD PAY $38. Although they pay claims fast, they are a scam .... funny but the 'new jacked up rate' is how much my meds cost for the dog. My advice DON'T USE.....unless you never plan to move from your home.
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5

out of 5

POSTED: | BY: Renee Carpenter

Very pleased with Healthy Paws Insurance

I'm very pleased with Healthy Paws Insurance. They quickly review bill after submitted and quick to reimburse. They take the time to ask how my pet was doing after his surgery. Very thoughtful ❣️. My vet had asked me about this insurance and I gave them a two thumbs up. They are going to refer Healthy Paw's to more of their clients.
1

out of 5

POSTED: | BY: me

Apparently my cat is too old to insure

Apparently my cat is too old to insure. Would not even generate a quote. What crap!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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