Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: melanie roeder

A very positive experience with Healthy Paws Pet Insurance

Healthy Paws Pet Insurance has been incredible during a very difficult time. My dog had a life threatening incident called Gastric Volvulus Distention that is also known as bloat. It occurs rapidly and can kill in a matter of hours. It requires an extensive (and very expensive) abdominal surgery and 2 nights in the hospital in order to survive. For many pet owners this problem would mean a death sentence for the animal because of the expense involved to save them. Brady, my 8 month old dog has a long life ahead of him and b/c of Healthy Paws Insurance (and the emergency hospital of course) he has completely recovered and is with me for many more years. My experience with Healthy Paws Pet Insurance has been nothing short of amazing and excellent. Filing the claim documents was very easy, they responded immediately and have kept in contact each step of the way. The rates are very reasonable also. I have saved many thousands of dollars with their help. I will never have an animal again without this insurance! They are great!
5

out of 5

POSTED: | BY: Shari Schindel

I love Healthy Paws Pet Insurance

I have used other companies in the past and really did a thorough search comparing all the companies when I found Healthy Paws Pet Insurance. I have use them for over five years now. They have been fantastic in the ease of filing claims and the promptness of claims being completed. Their customer service has always been second to none. I give them the highest rating and I thank god I have pet insurance this good bc I have needed it!
5

out of 5

POSTED: | BY: Michael Schweitzer

Excellent insurance and easy to file a claim. Customer service is excellent too!

My dog has had Healthy Paws insurance since we got him 6 years ago. He has a serious seizure disorder and inflammatory bowel disease which thanks to Healthy Paws and his Vet, Vet Neurologist and Vet Internist he lives a very happy life! He is on 25 pills every day and you would never know it. Healthy Paws covers all his medication and tests including endoscopy, MRI, ER visits with overnight stays, and operations.
5

out of 5

POSTED: | BY: Thomas

They were there for us in the middle of a pandemic!

I have had my cats insured by Healthy Paws for a number of years. An occasional submission here and there. Till March of this year. One of our two cats, Naaz, had what seemed to be a small issue with a blood level. It quickly became more than we thought. She needed surgery. We worried that, being we are in the middle of the Corona Virus lock down (March - April 2020), submissions, reviews or payments would be delayed. I needn't worry. Healthy Paws was there for us. They never once questioned what the Veterinarians did to help Naaz - from the first biopsy through the surgery. Nothing hidden, no fine print I missed - now that thousands were being spent by them. And they paid me back quickly - typically within a week. In the middle of a pandemic! All I can say is thank you for doing your part when you were called upon. You made a cat happy and her owners as happy and whole. Thomas, Marva and Naaz
5

out of 5

POSTED: | BY: Barbara Karlin

Easy to file my claims using my phone app! Quick response and payment. Very pleased!

Very happy I chose Healthy Paws. Easy to file claim using their mobile app and quick response and payment.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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