Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lori

Thank you!!!

I just want the say THANK YOU for the speedy reimbursement of our claim. My fur baby needed surgery. The surgery was done on a Friday, I submitted the claim online on Monday the claim payment was in my bank account By Thursday.
5

out of 5

POSTED: | BY: Erin Carrigg

100% recommend this insurance!!

I had this insurance for the past five years. I never had any issues at all. My dog had several surgeries and was seriously sick at the very end. Healthy Paws always processed my claims very quickly. I always got my checks within 10 days of filing the claim so I never had to worry about my credit card bills. Their customer service is outstanding. When I lost my sweet Brady in March 2019, I received a handwritten card by their office staff. Also, they were so sympathetic and compassionate with any email communication. My heart is so broken over the loss of Brady, but I know that if I ever can have another dog in the future, I will absolutely be getting Healthy Paws insurance again.
1

out of 5

POSTED: | BY: Angie Becerra

Worst pet insurance ever. Don’t get sucked in

My lab puppy 11 weeks old was stung by a bee. I took her to the ER because she was vomiting and because it was after my vet had closed fir the day. The bill was $550. They refused to cover it because it was literally 5 hours before the 15-day waiting period was up. My puppy was stung again a week later, again after normal vet hours. This time the bill was $132. My deductible was $100. Again Healthy Pet refused to cover it because this time they said it was a pre-existing condition. My deductible is $100 so it would have cost Healthy Paws $32. I spoke to Management and asked them to work with me and was told there is nothing they could do. So I am cancelling
5

out of 5

POSTED: | BY: Michael Testa

THE MOST EFFICIENT AND NICEST COMPANY IN THE BUSINESS

All claims are handled, quickly and efficiently and the really care. I tell everyone if they handled human medical insurance, I would sign up!!!
5

out of 5

POSTED: | BY: Courtney Malo

Gave us peace of mind

We are so happy we selected Healthy Paws for our dog's health insurance. They have completed all of our claims very quickly with minimal effort on our end. It allowed us to focus on our girl's health rather than cost.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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