Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Peter Gartland

Very happy to have made the decision to purchase pet insurance; and Healthy Paws proved to be the right choice for us.

After purchasing two Lab puppies I was considering buying pet insurance. Then a friend told me he had just spent $10,000 in emergency vet bills for his dog. That cinched it for me. I immediately researched available pet insurance and selected Health Paws primarily because they do not have an upside limit on claims. They pay their share of what the claim totals. In addition, their rates were very reasonable and competitive. Although I would have preferred to never make a claim, the situation arose where we were looking at substantial emergency veterinary hospital bills. It was so helpful to know we could allow the doctors to use any measures necessary to save our dogs' life and that costs would be primarily covered by the insurance. Healthy Paws really came through for us, and our dog is doing great.
5

out of 5

POSTED: | BY: Glenn Lord

Healthy Paws took excellent care of our golden retriever, Sadie and processed the surgery claim in 5 days.

Thank you for checking in on Sadie, she is great. I must tell you that your company did an outstanding job of handling this claim which I have raved about to all our friends and many of them I bet will become Healthy Paws insurance customers. It is stressful enough dealing with your dog getting a surgery, then comes the expense at a time when the world is upside down and within 1 week, having payment for this surgery is incredible--WELL DONE to the Healthy Paws organization, you have earned much loyalty from Sadie's parents..... thank you Glenn (Sadie's Dad!!)
5

out of 5

POSTED: | BY: Glenn T. Lord

Thank you for checking in on Sadie

Thank you for checking in on Sadie, she is great. I must tell you that your company did an outstanding job of handling this claim which I have raved about to all our friends and many of them I bet will become Healthy Paws insurance customers. It is stressful enough dealing with your dog getting a surgery, then comes the expense at a time when the world is upside down and within 1 week, having payment for this surgery is incredible--WELL DONE to the Healthy Paws organization, you have earned much loyalty from Sadie's parents..... thank you Glenn (Sadie's Dad!!)
5

out of 5

POSTED: | BY: Laila Abusharkh

Great company!

What a great company! I got this insurance for my pomeranian when he was 7 months old. He is around 14 months now and I have to say it is one of the best decisions I have made for my dog! Once we passed the waiting period for existing conditions, they have accepted most of the claims! They cover almost everything except for vaccines, exam, prescription food, ...etc. My dog had a foreign object removal surgery recently. The surgery was urgent, and the cost is above $3,000. Healthy paws covered the surgery cost within days of submitting my claim online via direct deposit. Their website is fantastic! it is very easy to create a profile, submit claims, and get reimbursement! I highly recommend getting this pet insurance or at least ask for a quote! it is SO worth it especially for big expenses like surgeries and xrays
5

out of 5

POSTED: | BY: Erin Carrigg

100% recommend

I had this insurance for the past five years. I never had any issues at all. My dog had several surgeries and was seriously sick at the very end. Healthy Paws always processed my claims very quickly. I always got my checks within 10 days of filing the claim so I never had to worry about my credit card bills. Their customer service is outstanding. When I lost my sweet Brady in March 2019, I received a handwritten card by their office staff. Also, they were so sympathetic and compassionate with any email communication. My heart is so broken over the loss of Brady, but I know that if I ever can have another dog in the future, I will absolutely be getting Healthy Paws insurance again.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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