Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ashley Page

Exellent customer service

We've had Healthy Paws insurance for a couple years, but gladly haven't had to use it until now. We were so lucky to have Healthy Paws help us through an unexpected emergency surgery for our cat. They've been courteous, responsive, and even sent a sweet card in the mail. This company goes above and beyond for you and your pets.
5

out of 5

POSTED: | BY: Jessica

So worth it!

We have had both of our German Shepherds insured with Healthy Paws as long as they’ve been in our family (7 years and 2 years respectively). In those years we’ve had to file claims dozens of times. Each time, Healthy Paws is transparent and efficient with their claims review and so fast with our reimbursements. We recommend them to everyone we know!
5

out of 5

POSTED: | BY: Noreen Reardon

Healthy Paws has been a lifesaver!

Healthy Paws has been a lifesaver! My poor beagle/dachshund boy, Buzz, has been dealing with IBD, liver issues and most recently pneumonia. It seems like we are constantly at the vet. Vet bills are a lot more expensive than they used to be but I am comforted knowing that Buzz is covered by Healthy Paws. The turnaround for payment is incredibly fast! I recommend anyone who cares about their pets to get them insured with Healthy Paws. I love this company!
5

out of 5

POSTED: | BY: Lauria Page

Excellent Pet insurance for cats

We've had Healthy Paws insurance for a couple years, but gladly haven't had to use it until now. We were so lucky to have Healthy Paws help us through an unexpected emergency surgery for our cat. They've been courteous, responsive, and even sent a sweet card in the mail. This company goes above and beyond for you and your pets.
5

out of 5

POSTED: | BY: Jim B

Affordable for older dogs too!

As proud parents of 6 young Brussels Griffons, we have found Healthy Paws Insurance to be an exceptionally great fit for our family. The process to submit claims takes 1-2 minutes, and approval is usually made within a couple of days. Last year we found out the father of some of our kiddos was needing a home. We jumped at the chance. The first phone call after we got him home was to Healthy Paws. He was 9 years old, and we didn't think he'd be insurable. Think again: his monthly premium was only slightly higher than the youngsters. His deductible and co-pay was a little more, but quickly doing the math, it was still a fantastic value. Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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