Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Andi

Healthypaws claim process was simple in a time of major stress

Several months back my small dog was attacked by a big dog. The big dog bite and shook my dog like a chew toy. I took him to the ER immediately. My poor dog had 3 small lacerations, 1 major laceration, a cracked rib, and a bruised lung. A few days later a massive infection occurred due to the skin separating from the muscle during the attack and he went into surgery. He was healing well for the few days and the stitches split open due to the location of the laceration. So a couple of weeks later, it was decide he should go back into surgery to help heal the wound. My poor dog had been in and out the hospital at least a dozen time in less than a month. The stress and emotions I had every time he had to go into hospital was unimaginable but thankfully healthypaws was there to alleviate the monetary stress. The claim process was simple and quick. I think I received the check even before my CC bill was due. It was a huge relief that I healthpaws. It allowed me to focus all my attention on my dog's recovery.
5

out of 5

POSTED: | BY: Todd Leonard

Healthy Paws is great and economical.

Having Healthy Paws insurance enabled us to get quality care for our dog returning her back to good health from her illness. Rates are great and claims easy to submit with prompt reimbursement.
5

out of 5

POSTED: | BY: A. L.

Healthpaws claim was simple in a time of much stress

Several months back my small dog was attacked by a big dog. The big dog bite and shook my dog like a chew toy. I took him to the ER immediately. My poor dog had 3 small lacerations, 1 major laceration, a cracked rib, and a bruised lung. A few days later a massive infection occurred due to the skin separating from the muscle during the attack and he went into surgery. He was healing well for the few days and the stitches split open due to the location of the laceration. So a couple of weeks later, it was decide he should go back into surgery to help heal the wound. My poor dog had been in and out the hospital at least a dozen time in less than a month. The stress and emotions I had every time he had to go into hospital was unimaginable but thankfully healthypaws was there to alleviate the monetary stress. The claim process was simple and quick. I think I received the check even before my CC bill was due. It was a huge relief that I had healthpaws. It allowed me to focus all my attention on my dog's recovery.
5

out of 5

POSTED: | BY: Kim

Incredible to deal with and easy to submit claims

I did a ton of research on different pet insurance companies before I chose healthy paws 6 years ago. They have been incredible to deal with. Unfortunately, my pure bread dog had had many problems over the years which has led to several $2,000 - $3,000. The amount of vet problems she has had is crazy that it's almost laughable. Healthy Paws has always given me full reimbursement and never pushed back. Their customer support team is always helpful and it's very easy to submit a claim from your phone. I'm very thankful to them for helping me keep my very expensive dog healthy and happy. I've never had to make a tough choice about her care knowing that Healthy Paws will cover it. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: Donna Jarrett

Quick, Easy, Great Customer Service

Everything is done through the app. Snap a picture of the vet invoice. Submit it through the app. Receive a confirmation email. Receive an explanation of the coverage. Check is in the mail within 2-4 days! Great customer service!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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