Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Jason

Increased rates 33% during COVID, says too bad

I've had Healthy Paws Pet Insurance for my dogs for almost 10 years now; Stella was, and Luna is a part of our family. It's important that they get the best care without worrying about the financial impact if they got seriously hurt or sick. While literally every other insurance company (from health to auto and home) is sending their customers REBATES and rate reductions, Healthy Paws is INCREASING Luna's rate by $10/month (up 33%!) (No claims, by the way) Their response is that it was a rate increase across the board in NV, approved before COVID ever hit and there's nothing they can do. I call B.S.. COVID happened and people and business have to ADAPT to the reality of the world. So they just lost a 10 year old customer to Lemonade pet insurance, who is giving me better coverage at a cheaper price than Healthy Paws BEFORE the increase. Screw you, Healthy Paws, for screwing your customers with an obscene 33% increase in premium cost during this time of national emergency.
5

out of 5

POSTED: | BY: Ajitesh

Best pet insurance!!

Just like any responsible pet parent we went for the pet insurance but little did we know about the future.. unfortunately our baby had many health issues (UTI, auto immune disorder ) n healthy paws had always helped us n gave us the confidence to go ahead with the best available medical care. The process is so easy n takes less than a minute to claim..it’s our 3rd year n will continue to be a part of this..
5

out of 5

POSTED: | BY: Debi

Super fast reimbursement

After researching carefully I chose healthy paws for my dogs insurance when I brought her home at 9 weeks. My daughters dog has the same insurance. Both are 7 now and we’ve had cause to use our insurance several times. Healthy paws has always been terrific and reimbursements have been quick. (Last week it was less than a week!) I have
5

out of 5

POSTED: | BY: Kylie

Easy to use and there when you need them

It's something you hope you never have to use but you're glad you have it when the time comes. And when my dog started limping and I was slapped with a 4k+ bill for knee surgery, I was glad to have Healthy Paws - the claim process is SO easy and they have been great to work with.
5

out of 5

POSTED: | BY: Joyce

Healthy Paws has been a great insurance plan for my dog.

I did not purchase pet insurance until my dog was over 5 years old and luckily she had no preexisting conditions. Two years later she developed mast cell cancers and had to have several surgeries, and still has to have scans and periodic check-ups one year later. Healthy Paws paid claims quickly and checked on her condition regularly. I have recommended Healthy Paws to many friends and am forever thankful that I had the foresight to purchase their 80% plan. I will never own a pet without purchasing insurance and would recommend it for all pet owners.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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