Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Customer

My cat is about two years old and got…

My cat is about two years old and got horribly ill, so we took him into the emergency vet. They had to keep him for a few nights and he had two emergency surgeries on his intestines. They had to remove his cecum and resect part of his bowel to send to a lab since they couldn't figure out what was going on. SO glad we had Healthy Paws. They ended up reimbursing us 80 percent of the total vet bill after the $250 deductible. Saved us thousands of dollars. The claim took a while to process, but that was to be expected because the bill was five pages long. The patience was worth it. We submitted records for his physicals right when we signed up for his insurance. I think that's a VERY important thing to do and why there was no dispute on our claim since they will not cover pre-existing conditions. Customer service was great. We emailed them to check on the status of our claim and they replied within a day or two. They also asked how our cat was doing after the claim was finalized. I cannot begin to express how grateful we are to have picked Healthy Paws. We are recommending them to everyone we know.
5

out of 5

POSTED: | BY: Marc F.

Heathy Paws came through again and…

Heathy Paws came through again and fast! We submitted invoices for a recent TPLO surgery (2nd one – opposite leg) and we were reimbursed the following week; the process was quick (Upload invoice – that’s it – easy), get confirmation and in process, then approval notice) all in about a week – before the credit card bill even came in. It’s a comfortable feeling knowing that when the big decisions come in for our pets; Healthy Paws helps with that otherwise expensive decision and one less stressful thing to think about.
5

out of 5

POSTED: | BY: Hannah

Best decision we’ve made

We were uncertain if getting pet insurance would be worthwhile, and also which insurance to go with. After having Healthy Paws for 3 years, we couldn’t be happier with our decision. The company is very fast at processing claims and the money has always been in our bank within a week of submitting the claim. The customer service has always been great and they seem to care about my dog. I feel confident knowing that my pup can receive the appropriate medical care when necessary, without money being the determining factor on whether or not he can receive the care he needs. Pet insurance is one of those things you hope you never need to use, but sure are glad you have it when you do! Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Hannah

Best decision we made

We were uncertain if getting pet insurance would be worthwhile, and also which insurance to go with. After having Healthy Paws for 3 years, we couldn’t be happier with our decision. The company is very fast at processing claims and the money has always been in our bank within a week of submitting the claim. The customer service has always been great and they seem to care about my dog. I feel confident knowing that my pup can receive the appropriate medical care when necessary, without money being the determining factor on whether or not he can receive the care he needs. Pet insurance is one of those things you hope you never need to use, but sure are glad you have it when you do! Thank you Healthy Paws.
5

out of 5

POSTED: | BY: TAMMY FULLER

Healthy Paws is an AWESOME pet insurer and I HIGHLY recommend them!

This insurance company has been really easy to work with and the claims process is fast!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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