Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Dan

I am close to cancelling this…

I am close to cancelling this insurance. My rates have increased $10/month in 1 year for a 2 year old dog with no claims paid out. The first claim was cancelled due to lack of information. When I finally got in touch with someone they said that they were so back logged that they found my information they claimed they never got and reinstated the claim. Just for it to be denied anyway. Then the second claim I put in....guess what??? You need more information. Three....yes, three emails of me sending the "more" information you supposedly need and I keep getting the same email from you saying you need more information. I have sent it THREE times!!!!!!!!!! I pay you alot of money for you to be incompetent and inefficient. Why am I paying you when I pay all my own claims out and have to chase you around!!!! Policy number 697957-1
5

out of 5

POSTED: | BY: Donna Yak

After a $1200 claim for my cat who had…

After a $1200 claim for my cat who had several smaller claims earlier in the year, I have to say I am feeling more confident with Healthy Paws. They did send back requests for more documents a few times before the claim could be paid out. At first I was nervous, but it all worked out. My cat who is now 4 had unexpected illness this year and this is why I purchased pet insurance. So far my rates are good after a few years of having Healthy Paws. I will now add my 4th cat with confidence. I also have to say that the customer reps are very friendly and helpful. I had asked to speak to a supervisor who explained why the requests for documents were needed, and it made sense. Be sure to keep all records for your pets as it will help the process. Lets hope for a happy future together.
5

out of 5

POSTED: | BY: Kevin Villalovos

Great customer service and easy claims process

It has been wonderful working with Healthy Paws. The ease of submitting our claim and speedy responses have made some very stressful medical issues so much easier for us. Healthy Paws checked in with us to make sure our Labradoodle was recovering well. This reassured us we made the right decision when choosing our Pet Insurance!
5

out of 5

POSTED: | BY: Donna Popejoy

Great company to work with!!

I’m so glad I chose Healthy Paws. Quick and easy claims processing. Also they check in with you to see how your pet is doing after any major complications or surgery, would definitely recommend!!
5

out of 5

POSTED: | BY: Taylor S

They are quick and efficient, sending in a claim is user friendly

Over the past three years we have had great experience with healthy paws. They are quick and efficient. Our recent surgery was accepted and we were reimbursed within 10 days making it so much easier, financially, for our family. We use them on a regular basis for prescription medicines as well.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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