Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: JAVIER MONT

Easy claim process - good coverage!

One of our cats suddenly developed a urinary track blockage and we had to bring him to vet emergency. Our insurance covered 80% of the cost, no questions asked! The process was very simple; our vet filed the paperwork; Healthy paws also requested our cat annual vet records and then the claim was approved. They stayed in touch during the process. I am very satisfied!
5

out of 5

POSTED: | BY: J MONT

They covered 80% of the cost of…

They covered 80% of the cost of treating a urinary track blockage for our cat. Great help since we had to bring him to vet emergency. The process was very simple; our vet filed the paperwork; Healthy paws also requested our cat annual vet records and then the claim was approved.
5

out of 5

POSTED: | BY: Valerie

Best insurance

Our baby got hit by a car about 3 weeks ago, we always had our puppies insured by Healthy Paws , but you hope to never have to use it, well, this accident was pretty hard on all of us, specially him of course, mentally and emotionally we all got affected and the least you want to worry is medical expenses, he had to stay 11 day at the hospital , a heart surgery, pace maker and very expensive heart medications, healthy paws paid 90% of all this treatment which was over $11k and will continue on, they were AMAZING!!!!! I recommend them to everyone.
5

out of 5

POSTED: | BY: Val Kanope

Best Insurance!!!

Our baby got hit by a car about 3 weeks ago, we always had our puppies insured by Healthy Paws , but you hope to never have to use it, well, this accident was pretty hard on all of us, specially him of course, mentally and emotionally we all got affected and the least you want to worry is medical expenses, he had to stay 11 day at the hospital , a heart surgery, pace maker and very expensive heart medications, healthy paws paid 90% of all this treatment which was over $11k and will continue on, they were AMAZING!!!!! I recommend them to everyone.
5

out of 5

POSTED: | BY: Jessica

Definitely Worth It

My cat is about two years old and got horribly ill, so we took him into the emergency vet. They had to keep him for a few nights and he had two emergency surgeries on his intestines. They had to remove his cecum and resect part of his bowel to send to a lab since they couldn't figure out what was going on. SO glad we had Healthy Paws. They ended up reimbursing us 80 percent of the total vet bill after the $250 deductible. Saved us thousands of dollars. The claim took a while to process, but that was to be expected because the bill was five pages long. The patience was worth it. We submitted records for his physicals right when we signed up for his insurance. I think that's a VERY important thing to do and why there was no dispute on our claim since they will not cover pre-existing conditions. Customer service was great. We emailed them to check on the status of our claim and they replied within a day or two. They also asked how our cat was doing after the claim was processed. I cannot begin to express how grateful we are to have picked Healthy Paws. We are recommending them to everyone we know.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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