Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,270

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Holly

Best thing I ever did!

I signed up with Healthy Paws pet insurance when I adopted my six year old Beagle Abby. I have found the customer service to be outstanding. The claims are VERY easy to file and the level of coverage is exceptional. My little one has some health issues, and knowing that she is covered gives me tremendous peace of mind. Not only does the company process claims quickly and easily, they follow up and check on my pup. An efficient, kind and caring company. I often wish that people's health insurance would be handled so humanely.
5

out of 5

POSTED: | BY: Marisa

Fast & Easy Claims process, great coverage

We got healthy paws for our labradoodle and now have it for all the pets (two doods and a cat). Entering a claim takes 2 minutes and Healthy Paws not only processes the claims quickly and reimburses straight to my bank account, but they keep in touch the whole time and make sure we know when the claim is received and processing too. Our dood has had a handful of injuries including a recent slab fracture to a molar that required a root canal and healthy paws handled this large claim quickly and also asked after her recovery.
5

out of 5

POSTED: | BY: Buffie

Life-saver

I've had pets and livestock for 40 years. After I lost my beloved companion to cancer this past January and going through 8 mos of chemo with him, I knew I was going to look opt for pet insurance for any pets I adopted in the future. When we adopted Lulu, our COVID baby, I thoroughly researched multiple insurance companies. I chose Healthy Paws because of their customer rating and price. I couldn't be happier. After the initial set-up with the vet, I can submit claims from my phone in 2 mins. They respond within 24hr, sometimes within the hour. And I'm reimbursed by direct deposit within 3-5 days. If only human insurance worked as well.
5

out of 5

POSTED: | BY: Debbie

Excellent All Around

We have had Healthy Paws insurance for our Boxer mixed breed rescue for several years and we couldn’t be happier. It is simple to submit claims and their processing is extremely fast. We have used this insurance for many relatively small claims and more recently for a couple of large claims and we are thankful to have it. We give this company the highest recommendations after many years of great service.
5

out of 5

POSTED: | BY: Richard Nasuti

Healthy paws has been outstanding our…

Healthy paws has been outstanding our doggies had some serious health issues not only did they pay their share .they follow up with me to extended their condolences for the loss of one and ask how the operation went for the other . As long as I have pets HealthyPaws will be their insurance

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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