Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,802

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Juan

Smooth and Transparent claiming process! 100% RECOMMENDED

I insured my best friend with Healthy Paws when he was about 12 months old and I did never have a health issue. Unfortunately My best friend had to go thru surgery in the middle of COVID-19 pandemic, worst moment for this to happen with all the craziness and all of us being impacted financially. FORTUNATELY, he was insured and to my surprise the process of the claim with Healthy Paws was very smooth and transparent. This is something you should always look for an insurance company. I 100% recommend Healthy Paws for your pet.
5

out of 5

POSTED: | BY: Kathryn Sobocinski

Great Insurance

My cat recently had emergency surgery after he ingested hair ties that caused a GI obstruction. I was worried that submitting my first claim could come with red tape and delays, however the process was completely painless! Once they confirmed they claim had been reviewed and completed the reimbursement was in my bank account within two days. They also sent a follow-up email making sure my cat had recovered and if there was anything else they could assist with.
5

out of 5

POSTED: | BY: Jen Weinberg

Don't Think Twice - Just Do It!

We adopted our dog back in February and my sister insisted we get Healthy Paws insurance. It was the best decision we could have made. We have an incredibly allergic pup, who's landed twice in the emergency room due to a bee sting and then again when he ate a palm pit, which had it not passed, he would have needed surgery. Both times, we submitted invoices to Healthy Paws -- the interface is super easy, all you do is upload the bill -- and then paid the majority of both claims fast and with no questions. They even followed up after to see how he was feeling. I couldn't be happier with their service, and without them, we would be out almost $5k in the last 3 months. My advice -- don't think twice. Best money you can spend to ensure your pet is covered always. THANK YOU HEALTHY PAWS!
5

out of 5

POSTED: | BY: Alex Lucille

Healthy paws is the best decision I ever made for my dog

Healthy paws has been fantastic, I got insurance for my golden retriever when he was a puppy and rarely needed it but he was diagnosed with a rare blood disorder and over the last three months we've been doing everything in our power to get him better. Initially I was worried that Healthy Paws wouldn't cover some of the extremely expensive treatments and surgery he needed or might take a while to reimburse us so I kind of held my breath when I submitted the claims but after dozens of vet visits I havent had a single bad experience despite the added complexity that I'm sure coronavirus has added to their business. I've called customer service a few times to check if a treatment is covered and every time they have answered quickly and his treatments have been covered. I was a skeptic at first, thinking that I could self-insure but I am so glad that I decided to get insurance for my dog and have nothing but positive things to say about Healthy Paws, their app is easy to use, reimbursements are quick, coverage is simple and comprehensive and customer service is great.
5

out of 5

POSTED: | BY: Alf Christensen

10 Paws for Healthy Paws

I was impressed with Healthy Paws for pet insurance from the beginning - five years ago. The cost was reasonable - It was easy to choose a plan and deductible that worked with my budget. It's easy to submit a claim, understand what is/not covered, and get reimbursed quickly. It wasn't until my dog was diagnosed with cancer four months ago that I truly came to recognize what a great decision I made when insured my pet with Healthy Paws. Her cancer care treatments are expensive and I must admit I was initially worried that reimbursement for claims might delayed or even denied. No claims have been delayed or denied. Today my dog is cancer free, and I have peace of mind that she is getting the best health care possible. Without a doubt, because of Healthy Paws my dog and I will get more quality time together. Thank you from the bottom of my heart!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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