Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Megan

Awesome!

My cat had ingested a foreign body but there were complications during the surgery. It was a week long process of not knowing whether he was going to make it, and each day was costing thousands of dollars. Healthy Paws was so compassionate on the phone. I felt like they really cared and were making sure that the monetary issues would not be a factor in determining the level of care he received. He’s home now, happy as ever. And I now whole heartedly recommend Healthy Paws to every pet owner I meet. You never know when it may save their life!
5

out of 5

POSTED: | BY: Diana

LOVE Healthy Paws!

Healthy Paw is so wonderful! My 2 year old husky/shepard got bit by a rattlesnake while at my mother in law's ranch, and then a few months later needed emergency surgery for an unrelated reason. In both instances Healthy Paws was so helpful. Their process to upload invoices for claims is so easy and if they need further documents it is such a smooth process for the vets to submit. I received both reimbursement checks in a very timely fashion, and they even checked in about Clover's surgery. I am very happy with Healthy Paw and am glad to have them for my pups
1

out of 5

POSTED: | BY: Caroline Harris

they have raised their rates TWICE now…

they have raised their rates TWICE now since I've been with them. in les than 4 years. One of my six cat-children gets chronic UTIs and is prescribed orbax and then acepromazine, amitriptyline, or valium 9usually valium because the results are immediately and he will go pee without straining or crying) to relax his urethra from spasm so he can pee. My doctor has written a note I have to send to HealthyPaws EVERY TIME he goes thru a UTI. Could the put it in my fiel? Heck yes. Do they? heck no! Being that it's chronic and ideopathic this is frequent, other than booster shots and checkups that is suually why he goes to the doctor. But because valium and amitriptyline are also used as "behavioural" drugs HP won't cover it without a struggle. What behaviour am I trying to alter other than a blocked urethra that cost 550$ at the emergency vet (over an hour away) for overnight sedation and catherization then $300 at my regular vet for followup the next day? The kicker is the valium is a controlled substance so the doctor gives me only 8 pills (he takes half). It's FIVE FLIPPING DOLLARS. The ace is $7, and I get a month supply amitripyline for under $10. So they are just nickel and diming a covered expense. So a claim that is $0 for exam+60 for liquid orbax OR $30 for tablets+$5 for valium+$25 for onsior ($100~$130) VS blockage that would cost $850 <--cathertization only, not emegerncy surgery they find every way they can to NOT cover expenses then haev the gall to raise rates twice, The cats that aren't dinged with "preexisting condtions" I will move before the rates go up. To raise rates during a pandemic. HealthyPaws are lowlifes.
5

out of 5

POSTED: | BY: catharine

Healthy paws is excellent

Healthy paws is why I still have my dog Roxy with me, she had heart surgery 3 years ago and is on chemo, I would never be able to afford that, so having healthy paws to me is a miracle, on top of their excellent service!!! I could go on forever!!!!
5

out of 5

POSTED: | BY: Danielle

Healthy paws insurance is the beat; highly recommend!

We have had healthy paws for over a year now and they have been exceptional. They always explain what they cover clearly, there are no surprises, and their review process for claims and money back is always very fast. We’ve been so happy with them and highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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