Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Gary

Useless unless you buy this immediately after you get your pet

Pretty pointless insurance policy as they have a lot of exclusions. Unless you have this right after you get your pet, which I doubt most would do especially for those who adpot. Or your pet is extremely creative in getting sick or injured. The policy is absolutely useless.
5

out of 5

POSTED: | BY: Stephanie

My 4 month old baby dog had an accident…

My 4 month old baby dog had an accident and fractured his leg. It was heartbreaking and overwhelming. I felt awful for the little guy but it was just an unlucky break. I took him to the Vet ER and they took great care of him. Each Dr or nurse I spoke to asked me if I had insurance and when I told them yes, they were relieved for me, as the costs were going to be upwards of $12k. I submitted the claim to Healthy Paws and was paid out within a week. It was as easy as attaching the invoice. Their genuine care for what was going on with my pup and knowing that many of these expenses were to be covered was a blessing.
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5

out of 5

POSTED: | BY: Stephanie

Relieved to have Healthy Paws Insurance

My 4 month old baby dog had an accident and fractured his leg. It was heartbreaking and overwhelming. I felt awful for the little guy but it was just an unlucky break. I took him to the Vet ER and they took great care of him. Each Dr or nurse I spoke to asked me if I had insurance and when I told them yes, they were relieved for me, as the costs were going to be upwards of $12k. I submitted the claim to Healthy Paws and was paid out within a week. It was as easy as attaching the invoice. Their genuine care for what was going on with my pup and knowing that many of these expenses were to be covered was a blessing.
5

out of 5

POSTED: | BY: Ralph

They help me!

An insurance company that cares, I didn't expect that. They are very professional and by that I mean they answer all emails promptly and let you know when you claim is received, processed and when you can expect to receive your payment. They then follow up and inquire how your pet is doing. They are a pleasure to work with.
5

out of 5

POSTED: | BY: Donna

Healthy Paws Insurance is reliable and has saved us so much money in veterinary bills!

I could not be more pleased with Healthy Paws Insurance. I carry this insurance on both my Maltese and have never had any problems. A few times I have called them to ask questions and everyone is knowledgeable and polite. My claims have been handled in a timely manner. I have even received email inquiries as to how my pet is doing after a sick visit with the vet!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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