Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Suzanne

Great Customer Service

They paid my claim within 10 days, just as advertised, even though it took longer than that to get all my supporting documents to them. They also kept me informed about the progress of my claim. At the time I signed up, four years ago, they also had the best rates for my dog's age. I haven't comparison shopped since then but I've been happy with the service and not tempted to change. When I emailed a question about a rate change, their customer service was prompt to reply with an explanation. Compared to my previous pet insurance company, which took over two months to pay a claim (I suspect they were waiting to get more premium payments from me), Healthy Paws has been stellar.
5

out of 5

POSTED: | BY: Annamarie

Iris surgery

I have had healthy paws for over a year and never needed it until now. My youngest dog Iris needed TPLO surgery and they reimbursed the money to me so quickly it helped pay the credit card I used for the surgery. They are so easy to work with. Thank you so much and they even emailed to check on her.
5

out of 5

POSTED: | BY: Linda

We were so grateful we decided to get our rescue dog insurance. Now she just needed surgery

Most definitely would recommend healthy paws to other pet owners. Everyone is so nice and caring about your animal. We have had them for 4 years and not one complaint about them
5

out of 5

POSTED: | BY: Ebony

Healthy Paws is the best & most amazing insurance protectors who genuinely care!!

First and foremost, I absolutely love that I chose Healthy Paws to protect my 2 kitty babies, Miko & Milyy. My baby boy Miko fractured his forelimb & I was hit with an outrageous amount to fix him up that I just could not afford right at that moment. My vet clinic, All About Cats Veterinary Hospital, was so kind & helpful to help care for Miko while I looked for someone who can do the surgery and they also recommended 3 places and the last one was who I went with.(I totally recommend this clinic for anyone with cats, as well as the Veterinarian who did Miko's surgery, but my experience with them is another story😁) However, when I reached out to Healthy Paws and told them that I needed help with the upfront cost (and after sending all of Miko's medical records), they approved to pay 90% (which is on my policy for the reimbursement) while I paid the remaining 10%. I am soo soo sooooo thankful for them! I don't know how I would have been able to pay for my baby Miko's surgery if it was not for them! Words cannot describe how thankful I am for Healthy Paws ❤ They were also so kind enough to check up on Miko... & Haley (who helped me through it) even took time out of her day and busy schedule to personally write me & Miko a postcard. They are kind, amazing & so caring and you can tell how genuine they are about caring & helping you & your pet(s).❤❤❤ I will recommend every single person I know that has a furbaby of their own to choose Healthy Paws because of what they were able to do for me during a time I needed them most. They followed through & more!!! Thank you for everything from Ebony, Miko & Milyy🥰🐱💙🐱💜
5

out of 5

POSTED: | BY: Linda

The Best Pet Insurance!

I absolutely love Healthy Paws. They covered all the bills for our dog’s unexpected emergent neurosurgery and gave me no trouble at all. Claims were easy to file and reimbursement came In a timely manner. Can’t recommend them enough!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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