5
out of 5
POSTED: | BY: Jorge Estevez
Great Pet insurance
One of the best pet insurance out there with competitive pricing and great customer service.
Read more on Trustpilot
4.9
out of 5
Number of reviews 10,802
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
5
out of 5
POSTED: | BY: DW
Easy and fast reimbursement
Been using healthy paws for my two dogs since I got them in 2015/2019. I really appreciate how easy it is to submit claims and get reimbursed. And HealthyPaws does it super fast! One of my dogs just went through bladder stone removal surgery and she needed urine analysis every 1-6 months as we continued to tweak her diet. The costs added up quickly but HealthyPaws took care of most of it.
5
out of 5
POSTED: | BY: Suzanne Abram
Insurance that actually works the way you hope it will
My dog got a UTI and bladder stones. She had surgery, complications from surgery, and a few lingering issues after that. The combined bills from her multiple vets hit the low five figures. Healthy Paws paid the bills (minus the deductible and copay, of course) without any dispute. The process of submitting claims was extremely easy (drag and drop a pdf copy of the bill to a box on Healthy Paws' website and hit the "Submit" button), and the time for Healthy Paws to reach its determination was only about 1-2 weeks. The checks arrived promptly after that. I can't emphasize enough how grateful I am that when the vets would apologetically tell us that the next procedure was probably going to cost another $$$$, I could say, "No worries, she has insurance -- go ahead." In the end, my dog recovered, and I'm very grateful to everyone who helped us through this -- most notably her vets and Healthy Paws.
5
out of 5
POSTED: | BY: Suzanne
Our golden retriever had a very scary…
Our golden retriever had a very scary experience that spanned a couple of weeks when she suffered a urinary tract infection and bladder stones, one of which became lodged in her urethra and could not be dislodged. In the end, she went through bladder surgery, an ultrasound, a laser procedure, and multiple x-rays. She required a specialist vet in another state and a six-day hospital stay. When totaled up, the vet bills reached the low five figures.
We submitted the bills online to Healthy Paws, which subtracted the deductible and the copay and a few other minor items (prescription dog food, for example). A couple of weeks later, we received our checks. It may have been the easiest insurance claim I've ever filed in my life in spite of the fact that it was for a large amount.
Our girl is doing well now, and I'm grateful both for the wonderful care she received from her vets and for the coverage she had with Healthy Paws. As each successive vet told me it would cost yet another $$$$ for the next procedure, I would have despaired if I hadn't been able to think "We have pet insurance, it will be OK." It was a scary and hard time even with pet insurance, but it would have been much much much worse without Healthy Paws.
5
out of 5
POSTED: | BY: Sarah
Fast, smooth, fabulous service!
So far, I’ve been extremely pleased with Healthy Paws. Their service is awesome, with an easy process to submit a claim, great and easy to reach customer service (I reached out to them pre and post filing a claim), and claim got reimbursed faster than the 10 days target they state. Would really recommend Healthy Paws to anyone looking to insure their pet.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.