Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,270

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ina

Very easy, very fast, hassle-free, and caring

I created policies with Healthy Paws for both my dogs since I adopted them 5 and 6 years ago, and we've had a couple of emergency visits and Healthy Paws has always been super helpful and easy to work with. Their guidelines for what they reimburse are extremely clear and I've never encountered any unpleasant surprises. Even when one of my dogs had to spend 2 nights in the hospital (in other words, a hefty bill), I submitted the claim over the app (which took less than a minute, just took a photo of the invoice and hit submit), and it was processed in about a day and a half. The reimbursement check was in my mailbox in less than a week. And they even emailed to check in on my little girl to make sure she is doing well after her hospital stay! Will definitely be staying with this pet insurance for both current dogs and any future pets.
5

out of 5

POSTED: | BY: Ina

Have 2 policies with Healthy Paws for over 5 years

I created policies with Healthy Paws for both my dogs since I adopted them 5 and 6 years ago, and we've had a couple of emergency visits and Healthy Paws has always been super helpful and easy to work with. Their guidelines for what they reimburse are extremely clear and I've never encountered any unpleasant surprises. Even when one of my dogs had to spend 2 nights in the hospital (in other words, a hefty bill), I submitted the claim over the app (which took less than a minute, just took a photo of the invoice and hit submit), and it was processed in about a day and a half. The reimbursement check was in my mailbox in less than a week. And they even emailed to check in on my little girl to make sure she is doing well after her hospital stay! Will definitely be staying with this pet insurance for both current dogs and any future pets.
5

out of 5

POSTED: | BY: Matt

Excellent Choice

We have had Healthy Paws for some time. We have had good health and did not need to file a claim. This year we had two surgeries. Filing the claim was easy, the response quick. Healthy Paws paid as promised, promptly. In a few months she will be 14 and no longer able to get Healthy Paws. If not for that we would stay with Healthy Paws to the end. We have insurance to take money out of the decision process for health care. Happy we made this choice.
1

out of 5

POSTED: | BY: Stephan Goetz

They doubled my monthly fee for no…

They doubled my monthly fee for no reason. $100 a month is just too much, my dog never went to the doctor. I am better off setting the $1200 a year a side and just pay the bill. Quite disappointed that they go crazy with the premium increases.
5

out of 5

POSTED: | BY: Graciela

Easiest decision ever.

I've had my dog since 2012 and didn't know pet insurance was straightforward a protection for your pet as well as your wallet. I truly have had the easiest, friction-free experience with Healthy Paws. I looked up my dog's rate, submitted a request for my vet to send his medical record. Everything is digitized from the app, submission, and reimbursement. All of my reimbursements were completed within 24 hours (remarkable) and the explanation very simple. We want to get a dog brother for our pup and he will be a Healthy Paws dog too! Thank you for making this one of the best purchases that helped my dog throughout the last almost 5 years.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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