Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: John Smith

Buy Healthy Paws Insurance

I recently posted this review on Yelp and wanted to share it here: It is highly recommended you get some type of pet insurance for your dog or cat. Yes, it is a monthly expense that is not cheap. Think of it as giving you peace of mind and hopefully you never have to use it. My 4.5 year old dog was recently diagnosed with lymphoma and hearing this from our vet was gut-wrenching. We immediately took him to the oncologist who said it is treatable and then told us chemotherapy will cost over $10,000. We told the vet to do whatever it takes to get him healthy. Having Healthy Paws Insurance gave us one less thing to worry about; i.e. the cost of the medical care for my dog. My dog is getting treated weekly and the bill is from $500 - $800 per week depending upon the treatment that week. Healthy Paws has never declined a claim. In fact, they even send me emails checking up and seeing how my dog is doing. Here is the process with Healthy Paws I go through to file my claims: 1) Each Thursday, my dog gets his chemotherapy treatment. Our vet then emails us the invoice and medical notes. I then file a claim on the Healthy Paws web site and upload the receipts which literally takes LESS THAN ONE MINUTE - it is a VERY easy and efficient process. 2) I immediately receive an acknowledgement email that it will be processed within (48) hours. 3) By Friday or Monday, I receive an email that the claim has been processed. 4) By Monday or Tuesday, the money is wired into my checking account. I promise you I am not exaggerating. This is how quickly they process the claim and pay you back. My advice to you - I hope you never need it but if you are going to get pet insurance, BUY HEALTHY PAWS. It is one of the few pet insurances that has no lifetime maximum and you can see from my description above it will allow you to get your dog or cat the best medical care possible.
5

out of 5

POSTED: | BY: Pam

Excellent insurance, quick to respond, easy to submit. Customer service reps are knowledgable and very helpful.

Our Beau had a tooth needing a root canal due to an injury. While dental is generally now covered we were told but because it was deemed as being caused by an injury by the dental specialist we took him to, the claim was reviewed by HealthyPaws and they were in agreement that it should be covered. The only portion not covered was the actual teeth cleaning they did while he was under anesthesia. That was totally understandable as that's part of a pet owners responsibility. The procedure itself was not cheap, more than what a human would have been charged I do believe. We received just over $3K back into our pockets after all was done. Great insurance, I would highly recommend!
5

out of 5

POSTED: | BY: NICHOL MARRERO

Best Health Insurance for your Pet

I love this insurance. My dog has had a few health issues and they have paid for all her meds, surgery, MRI, bloodwork and Xrays. I am getting a new puppy later this year and you can be sure that I will continue using Healthy Paws insurance with the new dog. The reimbursement of payment is pretty quick, just a couple of days. I would highly recommend getting this insurance for your dog or cat.
5

out of 5

POSTED: | BY: Nichol Nieves

I love this insurance

I love this insurance. My dog has had a few health issues and they have paid for all her meds, surgery, MRI, bloodwork and Xrays. I am getting a new puppy later this year and you can be sure that I will continue using Healthy Paws insurance with the new dog. The reimbursement of payment is pretty quick, just a couple of days. I would highly recommend getting this insurance for your dog or cat.
5

out of 5

POSTED: | BY: Nina LouBriel

Extremely easy and worth the money

My 6 month old puppy was playing in the house and started screaming. At 5lbs, he broke his leg and needed surgery requiring a metal plate and screws. The cost, $6k. But there truly is no cost when it comes to the live and comfort that your pet provides. Within a week I started my claim with healthy paws. I called to make sure I had all the necessary documentation and was helped by a kind man. Then I uploaded the information using their app. I received an update to my email every few days letting me know what the status of my claim was. Within 10 business days, my claim was processed and funds were directly deposited into my account. Not to mention I received a follow up email checking on how my baby was doing. I would highly recommended this insurance and I am thankful that I got it. Great company, easy claim processing, and super caring.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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