Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Danielle

I wish human insurance was this easy!

I recommend Healthy Paws to everyone with a pet! The app makes claim submissions a breeze! Just a photo of the invoice and I get a check in the mail in about a week or two. And the customer service is wonderful. Highly recommend!
5

out of 5

POSTED: | BY: Cynthia

Healthy Paws is the reason our sweet boy is still alive

My husband and I can't thank Healthy Paws Pet Insurance enough for helping us with Charlie's medical bills, you literally saved his life. Thanks to you guys he gets to snuggle and play with his adopted little sister. Hopefully we won't have to use his insurance again for a while but it feels great to know they have our back.
5

out of 5

POSTED: | BY: Cynthia Cruz

Thank you from Charlie's family

My husband and I can't thank Healthy Paws Pet Insurance enough for helping us with Charlie's medical bills, you literally saved his life. Thanks to you guys he gets to snuggle and play with his adopted little sister. Hopefully we won't have to use his insurance again for a while but it feels great to know they have our back. We love you guys!
5

out of 5

POSTED: | BY: Beth

Healthy Paws is the best - saved me thousands of dollars, allowed me to get specialized vet care for my pup without $ worry!

I have three dogs, ages 5, 6, and 6 months; I've had Healthy Paws pet insurance for them since I got them - and time and again, it has proven to be a lifesaver (wallet-saver). One of the dogs has been a Healthy Paws frequent flyer - allergy issues, gastro problems early on, a chipped tooth and other weird dental issues; Healthy Paws has completed all of my claims quickly and with zero hassle. With this dog, I go through my deductible within a matter of months paying for his allergy medicine; the rest of they year, his premium and the allergy med cost basically balance each other out - and if he needs any other medical attention, he's covered. One of my other dogs never needed a claim in all his five years - until last month: in a freak accident playing with the puppy, he sheared his achilles in two. Several thousand dollars of surgery and post-operative care and a special custom-made orthotic brace later, he is beginning to be on the mend. Healthy Paws has reimbursed me 90% of the costs associated with this injury. I'm here to tell you - all it takes is one chronic medical issue like allergies, one chipped tooth, or one freak injury, and Healthy Paws will be worth every penny you paid in premiums.
5

out of 5

POSTED: | BY: Frances

So easy!

Following diagnostic testing our Golden Retriever, Holly, was diagnosed with a very large sarcoma on her right shoulder. It was removed successfully, thank goodness, although radiation will be needed eventually. The immediate response of Healthy Paws to our claims made a very stressful situation infinitely easier to deal with. We are so grateful we chose Healthy Paws as our pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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