Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Julia V

Total Life Saver

I've had Healthy Paws for just over a year now, and just recently had to make two claims. The claim process was quick and easy, and both my claims were approved in a short amount of time and reimbursement sent out. It was such a life saver with the large vet bills I had accumulate in just a month! I'd also reached out to customer service a few other times in the past, and they were always very helpful and quick to respond. They even followed up after both claims, to make sure my pup was doing well. I recommend Healthy Paws to anyone with an accident or trouble prone pet like my guy!
5

out of 5

POSTED: | BY: Dude's Mom

Healthy Paws is an excellent insurance…

Healthy Paws is an excellent insurance company to deal with. They process claims and reimburse extremely quickly. We had one claim over $10K. They contacted the vet for the needed information and reimbursed us within a week. They do not have max payouts, which speaks volumes. I would highly recommend Healthy Paws to any pet owner.
5

out of 5

POSTED: | BY: Sue

With veterinary costs skyrocketing I would highly recommend Healthy Paws who have been there for us for 7 yrs

Our 8 yr old Abby has Healthy Paws Ins for 7 years. In this amount of time we have had several emergency visits & just this year alone 3 cancer surgeries by an oncologist specialist that we chose. They even covered her ecollar & meds. After submitting our claims which is done so easy on their website, we were reimbursed in just a few days. She's covered for her lifetime which I hope is years!
5

out of 5

POSTED: | BY: Susan

Absolutely wonderful

Our 8 year old Golden Retriever has been covered by Healthy Paws Ins most of her life. Like any puppy we had several emergency visits to our vet and most recently 3 cancer surgeries by an oncologist of our choice. We have never had a problem submitting claims which is unbelievably easy and reimbursement is completed in just a couple of days. We are so thankful for their service & veterinarian cost lately really seem to be on the rise, they even covered her meds & e-collar. I really cant say enough on how great they are.
5

out of 5

POSTED: | BY: Ebony Pollard

I will recommend Healthy Paws to anyone & everyone with a furbaby because of what they were able to do for me!!

First and foremost, I absolutely love that I chose Healthy Paws to protect my 2 kitty babies, Miko & Milyy. My baby boy Miko fractured his forelimb & I was hit with an outrageous amount to fix him up that I just could not afford right at that moment. My vet clinic, All About Cats Veterinary Hospital, was so kind & helpful to help care for Miko while I looked for someone who can do the surgery and they also recommended 3 places and the last one was who I went with.(I totally recommend this clinic for anyone with cats, as well as the Veterinarian who did Miko's surgery, but my experience with them is another story😁) However, when I reached out to Healthy Paws and told them that I needed help with the upfront cost (and after sending all of Miko's medical records), they approved to pay 90% (which is on my policy for the reimbursement) while I paid the remaining 10%. I am soo soo sooooo thankful for them! I don't know how I would have been able to pay for my baby Miko's surgery if it was not for them! Words cannot describe how thankful I am for Healthy Paws ❤ They were also so kind enough to check up on Miko... & Haley (who helped me through it) even took time out of her day and busy schedule to personally write me & Miko a postcard. They are kind, amazing & so caring and you can tell how genuine they are about caring & helping you & your pet(s).❤❤❤ I will recommend every single person I know that has a furbaby of their own to choose Healthy Paws because of what they were able to do for me during a time I needed them most. They followed through & more!!! Thank you for everything from Ebony, Miko & Milyy🥰🐱💙🐱💜

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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