Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,802

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Vanessa Colon

Love it but don’t like the premium increase.

I have had no issues with Healthy Paws other than now it’s increasing my premium because he’s turning one!? I’ve only filed 1 sick visit claim. I emailed asking if raising premiums every year is the norm.. still waiting to hear back. Now with all the research I’ve done, seems like they do! Not cool!! I read there’s even a class action suit against them and I guess that’s why now they are always giving the reason that it is “Veterinary expense increases”??? Sounds very weird.
5

out of 5

POSTED: | BY: Scott

Look no further, excellent service!

I have used Healthy Paws a few times for our two dogs. Great service, prompt payment and even check up on our pets after a surgery. Very pleased.
5

out of 5

POSTED: | BY: Tim Kehrli

Wouldn't own a dog without it!

We have had coverage on our lab for more than 2 years now, and given his oral fixation we have had more than our share of stomach retrievals and ultrasounds. Our claims were always handled quickly and fairly. Our vet even sends the claim directly to the processing group so we don't have to touch any button and the process is completed. Great service.
5

out of 5

POSTED: | BY: Scott

You won’t be disappointed, great company

I have used Healthy Paws a few times for our two dogs. Great service, prompt payment and even check up on our pets after a surgery. Very pleased.
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5

out of 5

POSTED: | BY: William Costa

A top notch company.

My pointer has had multiple medical issues including an operation to put a plate in her leg. She recently had a reaction to a spider bite that was very serious. Healty Paws was there for me through out it all. The claims were paid promptly with absolutely no hassle. I would highly recommend them to anyone.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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